Credit Score in New Jersey : Real Estate Advice

change location

cancel or

Activity

30
Valerie Sanc…, Home Buyer in East Windsor, NJ
Valerie Sanchez asked:
Repairing Credit My credit is destroyed but I want to fix it ASAP in order to buy a house. How or who can I go to for help with this?
0 votes Share Flag Thu May 19, 2016 Credit Score in 08520
Ischwartz142, Home Buyer in Jersey City, NJ
Ischwartz142 asked:
What impact do hard credit inquiries have on a Mortgage rate? I have 5 hard inquiries in the past 6 Months, will it have an impact on the mortgage rate? is it worth to hire a credit repair company to remove (some of) them?
Thank you!
0 votes Share Flag Mon Feb 15, 2016 Credit Score in New Jersey
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Is there a way to get help to clean up my credit?
Yes there is a way...the biggest obstacle for most folks is their own commitment to staying on course with improving their credit vs going back to past spending habits that got you into ... more
0 votes Share Flag Sat Oct 10, 2015 Credit Score in South Broad Street
Megan Miller, Home Buyer in Fresno, CA
Megan Miller answered:
Do you have to get approved for a mortgage to get a rent to own home? Do we qaulify for anything with credit scores below 600?
If your score is 580 or higher you will probably need an FHA loan, or VA. Try The Lenders Network, they have lenders that go down to a 580 score for both. Good luck!
2 votes Share Flag Sun Sep 27, 2015 Credit Score in Lindenwold
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Can rent with good income and poor credit?
Absolutely...just may need to change the terms for deposit to make the rental worthwhile for the landlord. Also, having poor credit can mean different things for different people. Wh ... more
0 votes Share Flag Thu Apr 30, 2015 Credit Score in Somerset County
Christa Mcso…, Renter in New Egypt, NJ
Christa Mcsorley asked:
is this able to be rent yet I would like to rent the house please let me know cjam86850812@yahoo.com --
This question was asked from this property: http://www.trulia.com/rental/3174906735-LOVEMAN-33-Sanders-Ln-Cream-Ridge-NJ-08514
0 votes Share Flag Fri Mar 6, 2015 Credit Score in Cream Ridge
Paul Marzolla, Real Estate Pro in Fort Lee, NJ
Paul Marzolla answered:
How significant is a credit score of 660 versus 700 or better when it comes to applying for a mortgage?
Donna,

With a 660 FICO the doors are open to just about every mortgage product out there; at least with the lenders I work with. While the score will not directly impact approval, it ... more
0 votes Share Flag Wed Apr 9, 2014 Credit Score in 07675
Paul Marzolla, Real Estate Pro in Fort Lee, NJ
Paul Marzolla answered:
Credit Score and Mortgage
Minimum credit score for mortgage financing is currently 580. If you have a 620 or higher it opens the door to the most options, but a 580 will be sufficient; at least with the lenders ... more
0 votes Share Flag Mon Mar 10, 2014 Credit Score in Sayreville
Josh Barnett, Real Estate Pro in Chandler, OK
Josh Barnett answered:
How fast can I get approved for a mortgage, after completing a student loan rehabilitation program? Can I get approved during the rehabilitation?
Discuss with your local bank's loan officer, complete their application and they will be able to provide an answer directly from the source of funds.
0 votes Share Flag Mon Feb 17, 2014 Credit Score in Middlesex County
Marsha Bowen…, Real Estate Pro in Livingston, NJ
Marsha Bowen Washington answered:
The right steps to own my first home.
Another way to assist your credit score is to obtain a secured credit card. This is a major credit card like a Visa or Mastercard which requires a secured bank deposit to use it. You ... more
1 vote Share Flag Fri Feb 14, 2014 Credit Score in New Jersey
Toni Sadiq-L…, Real Estate Pro in Sewell, NJ
Toni Sadiq-Lexton answered:
Are there owners who work with renters who have poor credit?
Hello Michele,

I have three landlords who work with tenants that have poor credit. Instead they look at work and rental history. Contact me when you are ready to move.

Toni
856-3 ... more
0 votes Share Flag Wed Jan 8, 2014 Credit Score in Sicklerville
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
Can any one qualifie for a rent to own home?
Not really, but . . .

Look. If you can put up 10% in option money and agree to overpay for a house and pay inflated rents for a couple of years, you can "qualify."

Is that what y ... more
1 vote Share Flag Sun Dec 22, 2013 Credit Score in Lindenwold
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Hi. I live in Lacey Township NJ. I own my house outright and appraises for roughly 300-350k. Want to do a few improvement projects and wanted to do
We specialize in helping people with difficult loans most lenders cannot touch, if there is a lender that can do this loan for you chances are I know them.. Email me or visit our site I ... more
0 votes Share Flag Wed Nov 6, 2013 Credit Score in Lanoka Harbor
jeff12345, Home Buyer in 90210
jeff12345 answered:
I need to improve my credit score of 564 to move on with life and family.
Randy Roberts stop spamming Trulia. The Lendersnetwork is a scam buyers beware. They hire people to creat fake profiles and spam Truila.

Look at Randy Roberts profile he has 100s o ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in 08759
Andrea Gomez, Real Estate Pro in San Antonio, TX
Andrea Gomez answered:
I have a credit score of 647, make 70K, school loans one that was a problem, my husband has a score of 780 makes 100K no debt, is my score too low?
Yes you can get approved with a 647! You probably don't need to get your scores up anymore. There are Lenders that can do a 600 mid score home loan. They just aren't always easy to find ... more
0 votes Share Flag Fri Aug 16, 2013 Credit Score in New Jersey
Michael Abra…, Real Estate Pro in Deerfield, IL
Michael Abramsky answered:
MY credit 's bad because, of my ex husband I pay my billls and had Perfect credit before and my ex ruined my life?
Hello Manda,

I'll be completely up front with you.

As a co-signer, you are liable for his debt. Meaning that if he makes late payments on the truck, they will report to your cred ... more
0 votes Share Flag Wed Jul 31, 2013 Credit Score in 08070
Lee Gallman, Real Estate Pro in Clark, NJ
Lee Gallman answered:
Refinance after foreclosure proceedings but no foreclosure?
It depends on the lender and what the automated scoring system (DU/LP) states. Your biggest challenge may be getting a PMI company to issue coverage if you don't have 20% equity.
0 votes Share Flag Thu Jun 27, 2013 Credit Score in Newark
Tgcosmai, Renter in
Tgcosmai asked:
Can I get accepted by my coop board with a low creditscore? I currently have a credit score of 573. About 3 years ago I messed up my credit an I have been feverishly fixing it. It has been increasing every month. I recently put an ALL CASH offer…
0 votes Share Flag Thu Mar 7, 2013 Credit Score in Fort Lee
Paul Marzolla, Real Estate Pro in Fort Lee, NJ
Paul Marzolla answered:
can I obtain a mortgage after short selling my previous home?
There will be a 2 or 3 year waiting period depending on whether you seek a Conventional or FHA mortgage.


Kindest regards,


Paul F. Marzolla
Loan Officer
(201) 957-6768
pmar ... more
0 votes Share Flag Sat Feb 23, 2013 Credit Score in New Jersey
1 2
Search Advice

Followers

235
Email me when…

Learn more

Home > New Jersey > Credit Score in New Jersey
Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer