Credit Score in Los Angeles : Real Estate Advice

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Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
Well, since I can not write a comment for a really bad lender, I have to leave my notes here.
Lenders can't run a credit report without your permission, and I don't know that 3 inquiries would 'ruin' a good credit score. Not sure it's fair to trash a guy's reputation simply beca ... more
1 vote Share Flag Wed May 18, 2016 Credit Score in Los Angeles
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Loan or no loan?
Bad idea.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://w ... more
0 votes Share Flag Fri Apr 15, 2016 Credit Score in Los Angeles
Samira2424, Home Buyer in New York, NY
Samira2424 answered:
Hello..I have a credit score of 588 and my husbands is 587. We both make over 100k a year. Would we qualify for a home loan?
I have a great recommendation if your concerned about your credit report and score. Call 1-800-368-4193 make sure you ask for Alicia. Worked with her last year to help remove inaccurat ... more
0 votes Share Flag Sat Apr 2, 2016 Credit Score in Los Angeles
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I am a first time buyer, i have no money down. A house with option to buy is a good idea. Do you know where to direct me to start this process?
It is not a good option, a lease purchase is good for a buyer who can get a mortgage but has not saved money enough for a down payment and or closing costs. Most lease purchases require ... more
0 votes Share Flag Mon Mar 7, 2016 Credit Score in Los Angeles
MeganMc5, Real Estate Pro in Seattle, WA
MeganMc5 answered:
I am New Landlord , want to check tenant's eviction record, how can i do this?
Hello Nitin -
I agree that it is important to do an eviction records check on your prospective tenants - however there are other elements of a tenant screening report that are equally ... more
0 votes Share Flag Fri Mar 4, 2016 Credit Score in Los Angeles
Sheyenne Sch…, Real Estate Pro in Torrance, CA
Sheyenne Schultz answered:
what credit score is needed to get a home lone?
You can get a home loan here in LA or OC county with a FICO as low as 550! This is VA and FHA as well as conventional 5% down or more!
These are done all day long and we CLOSE! 310-42 ... more
0 votes Share Flag Sat Aug 22, 2015 Credit Score in 90047
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
My husband and I was advised to pay bills that are in collections on our credit to raise our credit score. Will this help or hurt our score?
what is your current score? We have a system that we use in conjunction with the credit companies that will show us how to get a better score immediately. this may not mean just paying ... more
0 votes Share Flag Fri Jun 12, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
hi. i am immigrating to us for life. so i do not have any information about credit score.law ,conditions and other aspects(especially loan type).
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
Limited credit history and mortgage loans
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
My credit score is currently "Weak". Should my husband and I apply for a loan now or wait for my credit score to go up?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
hi. i am immigrating to us for life. so i do not have any information about credit score.law ,conditions and other aspects(especially loan type).
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
I have a special assessment of $4,000 that we are suppose to pay in one year. This is a hardship. If I pay it over an 18 mo. period instead of a 12
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
What are the FHA Credit Score guidelines for a Loan? I've heard 640 and 600, even 580.
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu May 7, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
do i qualify for a home with a credit score of 588?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
1 vote Share Flag Sun Apr 19, 2015 Credit Score in Los Angeles
Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
hi. i am immigrating to us for life. so i do not have any information about credit score.law ,conditions and other aspects(especially loan type).
I recommend you go to your bank and speak with a loan officer there who can guide you.
0 votes Share Flag Wed Nov 6, 2013 Credit Score in Los Angeles
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Has anyone heard of a credit restoration company called freedomcredits.com ? Just wondering if it really works. I need to get my credit repaired.
I can recommend my credit guy who owns a credit repair company in TX. Make sure you need it first I have Lenders that work with bad credit scores as low as 560 in some cases..
2 votes Share Flag Sun Sep 29, 2013 Credit Score in Los Angeles
Christina Ha…, Real Estate Pro in Morristown, TN
Christina Hayes answered:
If you are on title but not on the loan, will your credit be impacted if a notice of default is filed?
A notice of default is just that a notice. But to answer your question NO.. You have legal rights to the property without being financially responsible.

Have a great day;

Christi ... more
0 votes Share Flag Wed May 15, 2013 Credit Score in Los Angeles
Yanni Raz, Real Estate Pro in los angeles, CA
Yanni Raz answered:
I have a 700 fico score owe 47K in credit card debit and am considering a Non-Profit Debt Consolidation company does anyone know of any honest company
There so many options in this matter. All you need to do is find the right company that can really help you to get what you need without damaging your credit more then what you did alre ... more
0 votes Share Flag Sun Jul 25, 2010 Credit Score in Los Angeles
CCC, Home Owner in San Diego, CA
CCC answered:
does late payment to a homeowners assn. affect credit rating?
Only if the Association reports to credit bureus.
I recommend to talk to them, as you are part of the association, and explain that you are not able to make 12 payments. Let them know ... more
0 votes Share Flag Fri Oct 2, 2009 Credit Score in Los Angeles
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