Credit Score in Georgia : Advice

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Holyfamilylo…, Home Buyer in Atlanta, GA
Holyfamilyloancenter answered:
Hello Apply for a quick and convenient loan to pay off bills and to start a new financing your projects at a cheapest interest rate of 3%. Do?
HOLY FAMILY LOAN CENTER
EMAIL ADDRESS----[holyfamilyloancenter@gmail.com]
HEAD OFFICE ------Southwell Park Road Camberley, United Kingdom
------------------------------------------- ... more
0 votes Share Flag Mon Jun 22, 2015 Credit Score in Atlanta
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
I know that mine and my husbands credit is not anywhere near house buying ready but I would like some insight on what to do and fix to get there.
I would contact a local lender to see if they can help point you in the right direction to get you on track. Best of luck
0 votes Share Flag Mon Jun 1, 2015 Credit Score in 30707
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
what is the credit score that you need in buying a home for first time buyers.?
Hi Reidshelia,

It depends on the lender and the loan program.

I can do VA & FHA loans down to a 580 score.

Take a look at the recommendations from some of my past clients on my ... more
0 votes Share Flag Fri Apr 3, 2015 Credit Score in Atlanta
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
What is the lowest credit score your Lender will accept?
Hi Gaylynn,
For an FHA or VA mortgage, most lenders have required a 640+ credit score since 2008/2009. Prospect Mortgage is one of the few direct lenders to offer an FHA or VA 580-639 ... more
0 votes Share Flag Sun Mar 22, 2015 Credit Score in Atlanta
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
what's the best way to take care of old credit card debt to benefit my credit?
I would contact a local lender to see what is the best way to handle paying your debt. Best of luck.
0 votes Share Flag Fri Feb 6, 2015 Credit Score in 30458
Destinee Aut…, Home Buyer in New York, NY
Destinee Autumn Brownlee answered:
Credit score is 512. Our debts are in collections.
Would we be better off getting 2 secured cards and making payments or paying off the old debt first
0 votes Share Flag Wed Jan 14, 2015 Credit Score in Smyrna
James Payne, Real Estate Pro in 30189
James Payne answered:
I was wondering if I could get a FHA mortgage with a 575 credit score. I had a foreclosure in 2011. My credit is the same since 2011.I am in Alabama.
it is possible but not an easy task, Contact a lender to see what they can see of your credit, you may have to work on getting some items on your credit report to get your score up.
0 votes Share Flag Mon Oct 27, 2014 Credit Score in Lizella
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
Does anyone know where I can rent a nice home or townhome in the Mableton or Smryna, GA area for about 1000.00 - 1300.00 a month? Credit challenged
I would suggest you try the regular rental sites:

http://www.craigslist.com
http://www.apartments.com
http://www.trulia.com (Rentals Section)
http://www.zillow.com (Rentals Se ... more
0 votes Share Flag Fri Sep 12, 2014 Credit Score in Atlanta
Barry Wolfert…, Real Estate Pro in 30062
Barry Wolfert Lisa Wrenn Team answered:
If I have a credit score of 671, what kind of interest rate can I get? And, is there anything special for me asa first time buyer?
That's a good - not great - credit score. Assuming you don't have any other issues, you should be able to get market rates or just slightly above them. There a some first time homebuy ... more
0 votes Share Flag Fri Aug 1, 2014 Credit Score in 30075
Barry Wolfert…, Real Estate Pro in 30062
Barry Wolfert Lisa Wrenn Team answered:
My credit report shows a lien from 1990. How can we find out what it is?
I would talk with a lender about it. They can help you contact the credit companies as well.
0 votes Share Flag Fri Aug 1, 2014 Credit Score in 30075
Darren Sessom, Real Estate Pro in McKinney, TX
Darren Sessom answered:
What could/should be done to purchase a home when your FICO score is in the 400 and I have a down payment?
Hello ravensmom8293,

We can help! We assist home buyers daily to help improve credit scores to the qualifying levels or above.

I also have relationships with Loan Officers and Rea ... more
1 vote Share Flag Mon Apr 14, 2014 Credit Score in Pooler
Andy Bloch, Real Estate Pro in Lilburn, GA
Andy Bloch answered:
How does one rent a house in Lilburn with a bad credit score? A business Bankruptcy has devastated my 720 score below 600.
You could offer to pay for a few more months upfront and offer an increased security deposit. A lot of landlords will ask for the 1st, last month and security deposit. The more you can ... more
0 votes Share Flag Tue Mar 11, 2014 Credit Score in Lilburn
Michael Abra…, Real Estate Pro in Chicago, IL
Michael Abramsky answered:
I have bad credit but a great rental history record. I'm looking for a studio or 1BR apartment in the atlanta area. Any suggestions?
Call around and find out if any of the apartment building you like use the following services:
- CoreLogic SafeRent
- LexisNexis Screening Solutions Inc. Resident History Report
- Le ... more
1 vote Share Flag Sun Mar 9, 2014 Credit Score in 30329
Marc D'Angelo…, Real Estate Pro in Roswell, GA
Marc D'Angelo - Lender answered:
1st time home buyers with sub par credit.
The Doctor Loan programs are very forgiving in this respect I had worked for SunTrust in the past and they are really interested in your assets more than your history. They are using th ... more
0 votes Share Flag Tue Jan 14, 2014 Credit Score in Atlanta
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
who do i contact to get help with moving?
Hi April,

Your agent should be able to help you find a moving company. If not, I'd ask friends and family. From there move on to references from any business and social relationshi ... more
0 votes Share Flag Tue Dec 10, 2013 Credit Score in 30297
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Can I get a home loan with a 575 credit score and a discharged bankruptcy (about 2 yrs old) on my record? Willing to put 10 to 15% down
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrib ... more
0 votes Share Flag Tue Nov 26, 2013 Credit Score in Lizella
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I am interested in purchasing a home for investment purposes. Wouls I be able to get a small loan ($20,000) with credit score of about 600.
The problem wouldn't be your credit score as much as it is the loan amount. The hardest part will be finding a lender that will be willing to loan such a low amount. Most lenders have a ... more
0 votes Share Flag Sat Oct 12, 2013 Credit Score in Lithonia
Bobby Crow, Real Estate Pro in Savannah, GA
Bobby Crow answered:
550-575 credit with down payment needed, and healthcare provider federal government employed? Any help appreciated.?
As said previously, a quality lender will review your information, and be able to discuss what options you have, based on your situation.

To answer you question, there are lenders th ... more
0 votes Share Flag Thu Aug 15, 2013 Credit Score in Savannah
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
can I apply for a home loan with a credit score of 618?
I work with a lot of people who have less than perfect credit. I tell all my clients that need a pre approval to visit The Lenders Network, I have seen loan approvals from them even wit ... more
0 votes Share Flag Wed Jul 31, 2013 Credit Score in Jonesboro
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Poor credit home loans
Good evening MrsG,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks a ... more
0 votes Share Flag Mon Jul 1, 2013 Credit Score in Macon
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