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1,791
Isellrealest…, Home Buyer in New York, NY
Isellrealestate561 answered:
Looking for a place to move into by Sept 28 2016 can anyone help?
I typed an answer, but it's not showing, so I will put again. I have worked with several individuals with less than perfect credit scores, and I realize it can be a challenge. I would ... more
0 votes Share Flag Yesterday at 2:00pm Credit Score in West Palm Beach
Lisem94, Home Buyer in New York, NY
Lisem94 asked:
How to get preapproved for a mortgage (50pct down payment) with a low credit score..? Can we negotiate with the credit bureau to explain extenuating circumstances, Im gainfully employed.
0 votes Share Flag Yesterday at 1:44pm Credit Score in 96818
Nayak.dharya…, Home Buyer in Chicago, IL
Nayak.dharyadhar3 asked:
I want a loan for bad credit
0 votes Share Flag Sat Jul 23, 2016 Credit Score in Chicago
Thumper106, Home Buyer in Granbury, TX
Thumper106 asked:
Why dose the bank see a different credit score than we see when trying to get a mortgage loan? We sold our home in TX and moved to VT, now we can't get a lone because my husbands credit score dropped like a rock. when we thought it had come back up enough for us to apply again…
0 votes Share Flag Fri Jul 22, 2016 Credit Score in Vermont
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
I have a credit score of 564, can I get a mortgage loan ? I read responses to this question, asked by someone else, in 2013. Are chances the same ?
I would suggest that you pick up the phone and call a lender or two and go from there. Some lenders can approve a loan at 580 or lower some at 600 but every circumstance is different.
... more
0 votes Share Flag Tue Jul 19, 2016 Credit Score in 77373
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
I need to refi with a cash out to balance by budget after divorce. My credit took a hit but I have a good job 70k and it will go up to 90 k 6mo
You haven't asked a question, but if you want a referral to a lender, contact me through my profile or website.

Best of luck accomplishing your re-fi!
0 votes Share Flag Sat Jul 16, 2016 Credit Score in 85257
Scott Ehly, Renter in Riverside, NJ
Scott Ehly asked:
What is your credit score based on? I paid $4,500 a month in rent and bills but my credit score is not based upon this. It is based upon what I did a long time ago why is that fair why is that the way the law is it's…
0 votes Share Flag Fri Jul 15, 2016 Credit Score in 08075
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
My credit rating just took a hit. Divorce. I need to refinance.
Hi Jsgerhart,

You're pretty much going to be limitted to an FHA mortgage with your score for a cash out refinance.

I can do VA & FHA loans down to a 580 score your score is eligib ... more
0 votes Share Flag Thu Jul 14, 2016 Credit Score
Info, Home Buyer in San Antonio, TX
Info answered:
can anyone reccomend a credit repair service without haveing to give a arm and leg?
Try calling Simple Solutions Credit & Debt Consulting 1-480-786-1234 They have over 29 years of experience and charge a flat fee based on the work that you need. They do not charge a ... more
0 votes Share Flag Thu Jul 14, 2016 Credit Score in San Antonio
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
Trying to improve credit score to buy a home. First time buyer.
Hi Shanya

You might want to contact the National Foundation for Credit Counseling and ask for a local HUD-certified Housing Counseling Agency. One that is widely recognized is Resou ... more
0 votes Share Flag Thu Jul 14, 2016 Credit Score in Norcross
Shanya30, Home Buyer in New York, NY
Shanya30 asked:
Trying to improve credit score to buy a home. First time buyer. I have a credit score of 494, 483, and 474. I am new at all of this and I don't know where to start. I am trying to boost my score to get a home for me and my son. Do anyone have tips…
0 votes Share Flag Thu Jul 14, 2016 Credit Score
Abaxisdave, Home Buyer in Houston, TX
Abaxisdave answered:
Need to rent a house in Houston, We have bad credit at 500 and bad rental history, do we have an impossible situation?
In my opinion as long as the landlord gets enough Deposit Rent to cover your states typical eviction proceedings time frame that will alleviate any most of the risks due to renting, bes ... more
0 votes Share Flag Wed Jul 13, 2016 Credit Score in Houston
Marylovorn, Home Buyer in Lincoln, NE
Marylovorn answered:
My credit score is currently 580, what are my chances for getting pre-approved for a home loan?
My credit score is 566. we are in chapter 13 right now to being are credit up.
0 votes Share Flag Wed Jul 13, 2016 Credit Score in Sacramento
Deborah Garv…, Real Estate Pro in San Diego, CA
Deborah Garvin answered:
how do I apply for a home?
Please clarify: How to you apply for a home? Do you mean home loan?
0 votes Share Flag Wed Jul 13, 2016 Credit Score in San Diego
Jackie, Other/Just Looking in Seattle, WA
Jackie answered:
How does a short sale affect a credit score?
This article goes into more details - http://practicallist.com/real-estate-short-sale with fico and fannie mae data and documents you can download to use as a check off list when doing ... more
2 votes Share Flag Tue Jul 12, 2016 Credit Score in Sacramento
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
My Chapter 13 Bankruptcy (due to a divorce) was discharged in January 2015. How soon can I get a mortgage? I have six-figure income and no debt.
Hi Marting1,

You should be eligible right now as long as you have re-established your credit. It will also depend on the type of mortgage you're looking for. For example: A jumbo loa ... more
0 votes Share Flag Tue Jul 12, 2016 Credit Score in 33558
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