Agent2Agent in San Jose : Advice

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Doug Jones, Real Estate Pro in 95126
Today I made a bank deposit and some of the deposit was cash.The Cashier marked a $50 dollar bill with a pen to make sure the bill was real.and it reminded me of the time I had a $20 counterfeit bill… Read more
Blogged Mon Dec 22, 2014 by Doug Jones Agent2Agent
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Elva Wormley, Real Estate Pro in San Jose, CA
Here's a comparison of the two 97%  LTV programs with an FHA loan. For a better view, go to https://mcedge.tv/16omcyIn addition to FHA loans, we're now offering Standard Conventional and MyCommunity… Read more
Blogged Thu Dec 18, 2014 by Elva Wormley Home Buying Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Service Clubs really help communities all across America. Consider joining a service club in your community.   The people at Mortgage Magic are community service orientated.   Paul SanFilipo is president… Read more
Blogged Thu Dec 18, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
The loan underwriting has improved but there are so many situations where it still does not make sense.   The credit score is a good example. I sent a loan scenario to a lender back in Michigan and… Read more
Blogged Mon Dec 15, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
I was doing a magic show for kids at the Redwood City Fire Station. There were little kids running around before the show and one boy, perhaps 5, had tussled John Kennedy type hair. His face was red… Read more
Blogged Thu Dec 4, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
My first memory of Christmas is of a Salvation Army team bringing a Christmas tree and toys to our apartment.  That made a lifetime impression on me and now all these years later I have been a board… Read more
Blogged Wed Dec 3, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
When the year ends I will have funded 9 loans that were turned down by a bank or a mortgage broker. Actually 7 were bank turn downs and 2 were turned down by a mortgage broker.   Why can this happen?… Read more
Blogged Tue Dec 2, 2014 by Doug Jones Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
These points all come from Fannie Mae's Considering a Reverse Mortgage? booklet and can be found in its entirety here https://www.ireverse.com/files/considering.pdf   It is short read and covers these… Read more
Blogged Thu Nov 20, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
I still don't Tweet. I don't know how to Text. And I don't spend a lot of time on the telephone. I guess the only things left are face to face and email. For me, face to face is always best because so… Read more
Blogged Wed Nov 12, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
This is from the Reverse Mortgage Lenders Association:QualificationQ: Does my home qualify?A: Eligible property types include single-family homes, 2-4 unit properties, manufactured homes (built after… Read more
Blogged Tue Nov 11, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
I visited the office of a CPA who wanted a mortgage refinance. After sitting with him for a few minutes I told him all of the paper work that I would be required to collect; he called his secretary… Read more
Blogged Mon Nov 10, 2014 by Doug Jones Agent2Agent
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John Connor, Home Buyer in Kansas City, MO
John Connor answered:
Agent Auto Insurance
I am unsure how to do what you are doing. Why do you want to add the broker to the insurance? I am a little confused to why. I know that some policies will be a little stingy to who can ... more
0 votes Share Flag Thu Nov 6, 2014 Agent2Agent in 95135
Doug Jones, Real Estate Pro in 95126
How much of a Reverse Mortgage do you qualify for? That is a fast and easy question to answer. All we need to know are (1) your zip code (2) birthday of youngest borrower and (3) how much is owned on… Read more
Blogged Mon Nov 3, 2014 by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
Blogged Fri Oct 31, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
This month I have referred loans to mortgage brokers in Connecticut, Oregon, and Arizona. How did I find them ? I went to Yelp and typed in Mortgage Broker and the name of the closest big town. Then… Read more
Blogged Thu Oct 30, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
The information below comes from the Consumer Financial Protection Bureau. The reason for the cap limit is to protect homeowners with finances. There were homeowners who were taking out all of the money… Read more
Blogged Wed Oct 29, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
I can't approve every loan and win every rate battle. But, what I can do is:1. Listen to every customer with all eyes and ears.2. Let the customer know I understand by asking questions and getting… Read more
Blogged Tue Oct 21, 2014 by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
Reprint from the National Reverse Mortgage Lenders AssociationOn September 30, California Governor Jerry Brown signed into law Assembly Bill 1700, which prohibits a reverse mortgage lender from accepting… Read more
Blogged Mon Oct 20, 2014 by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
I am really lucky. In Mortgages I work with 35 people at Mortgage Magic and they have all been here for years -- they really are my friends and family. My Sr Underwriter, Gloria has worked with me for… Read more
Blogged Mon Oct 20, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Blogged Fri Oct 17, 2014 by Doug Jones Agent2Agent
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