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Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
Can you buy a home after bankruptcy?
I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans in all 50 states. Are lowest score we accept for government loans are 550 when most l ... more
0 votes Share Flag Sun Jan 10, 2016 Home Buying in The Reserve
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Master Bath clogged what are our renters rights?
Yvonne,
The Landlord Tenant Law will indicate your rights, responsibilities and options in a situation like this. Now the fact that the landlord is trying is good. The fact that nobod ... more
0 votes Share Flag Fri Dec 4, 2015 Rentals in 27518
Rodney Willi…, Both Buyer and Seller in Ocala, FL
Rodney Williams CAHP answered:
when is a foreclosure off your credit report?
I haven't read all the answers here, but the correct answer is seven years. Although we have been able to have the reporting removed earlier than the seven year mark.
1 vote Share Flag Fri Nov 6, 2015 Home Buying in The Reserve
Betthompson, Home Buyer in Cary, NC
Betthompson answered:
60 showings for my house in Prestonwood (70 DOM). No offers. The main feedback - Kitchen is closed off - not an open floor plan...Any suggestions?
Price over comes "ALL OBJECTIONS." We've been listing and selling in Cary since 1977. Contact us if you'd like another opinion.
0 votes Share Flag Wed Aug 19, 2015 Home Selling in Cary
Betthompson, Home Buyer in Cary, NC
Betthompson answered:
what year did it start that both spouses had to sign to sell house ,,both signatures?
I've had mt NC RE License since 1978. It has always been "1 to buy, 2 to sell" back at least that far.
bthompson@fmrealty.com
0 votes Share Flag Wed Aug 19, 2015 Home Selling in Cary
Jim Bartlett, Real Estate Pro in Cary, NC
Jim Bartlett answered:
I lost a job 10 years ago and my house and rental were foreclosed, but they are just now four years transferred. Can I get a conventional loan?
Hey Blair;
According to a Lender I work with all the time you have options NOW. Give me a call.
Jim
0 votes Share Flag Mon Aug 17, 2015 Home Buying in 27519
Jim Bartlett, Real Estate Pro in Cary, NC
Jim Bartlett answered:
How do I change the status of my home to for sale by owner?
Hey John; If you still need assistance of a local professional please give me a call.
0 votes Share Flag Mon Aug 17, 2015 Home Selling in Windsor Oaks
Lisalea330, Home Buyer in Duluth, MN
Lisalea330 answered:
Is vaulted ceiling in living room desirable?
We were looking for an answer of how it would affect your home owner's insurance rates, if they were higher or not. I called my insurance agent and she said, it would be probably an ad ... more
0 votes Share Flag Tue Jul 7, 2015 Home Buying in 27519
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
Is there an agent who can help 1st time home buyer with a small business find a fixer-upper with 1/3 acre close to Cary and interstate?
My name is Ernie Behrle with Northside Realty and I specialize in working with first time buyers. I would love to talk with you. You can reach me using the contact information under m ... more
0 votes Share Flag Wed Jun 3, 2015 Home Buying in 27511
Danny Orbe, Real Estate Pro in Raleigh, NC
Danny Orbe answered:
How is it that someone can buy a house after filing Chapter 7 but I cant buy a house with a credit score in the 585 range. I just dont get it.
There is a great program that can help people in your situation qualify to purchase a home. We work closely with the Home Partners of America who work with people with credit scores in ... more
0 votes Share Flag Tue May 26, 2015 Home Buying in The Reserve
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Refinance after bankruptcy..but foreclosure found? Can it be done?
Hi Jorez,

Unfortuanetly this happens a lot. For some reason the banks drag their feet on foreclosing and the consumer (you) pay the price for it.

It is still possible to do the re ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in The Reserve
Eric Morgens…, Home Buyer in Laguna Beach, CA
Eric Morgenson answered:
can you buy a house after a forecloseure?
YES you can buy a Home a day after a foreclosure or short sale!! These loans require 20% down or 80% loan to value. Low FICO score are OK, a low score is normal after a foreclosure. Ema ... more
2 votes Share Flag Thu May 21, 2015 Home Buying in The Reserve
Eric Morgens…, Home Buyer in Laguna Beach, CA
Eric Morgenson answered:
Can I buy a home without proving income via W2? Have income, but irregular. Want to get house w mortgage at same level as rent been paying for 10 yrs.
YES, it's called the Bank Statement loan for those folks who are self employed. Email me at Eric.Morgenson@AngelOakHomeLoans.com for a rate quote. These are all 30 year fixed loans with ... more
0 votes Share Flag Thu May 21, 2015 Home Buying in The Reserve
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I bought my house four years ago on a VA approved loan. If I sell it, what do I have to do about the VA loan and can I use the loan again?? .
Hi Ed
If you sell the home you must pay off the balance of the VA loan with the proceeds from the sale. This is taken care of at the time of closing.

If you are purchasing another h ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in The Reserve
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
How long do unpaid credit cards stay on a credit report?
As long as you owe anything on a credit card, its part of your credit history. I have been told very good sources that as long as you don't have too many cards and try to keep them at ... more
0 votes Share Flag Sun May 17, 2015 Home Buying in The Reserve
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