Rio Rancho : Advice

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ann, Home Buyer in Miami Gardens, FL
ann asked:
I need a hard money or private lender who's willing to fund the purchase price for a property. Executive Summary:

3114 thoreau Medows
Rio Rancho
New Mexico
Purchase Price is $78,000
rehab is $18,000
ARV is about $144,000
Borrower will be financing the total rehab cost
0 votes Share Flag Thu Mar 19, 2015 Financing in Rio Rancho
Jay, Home Buyer in Rio Rancho, NM
Jay asked:
I am in the process of buying my first home.. I received a wire from my IRA account. Could that possibly mess me up? I withdrew the money from my IRA account to use towards the down payment and it was wired into one of my accounts. Due to this being my first home I don't know much about the process and…
0 votes Share Flag Mon Mar 9, 2015 Home Buying in Rio Rancho
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Question about buying a home.
Jackie,

I'll let a mortgage lender answer your question regarding getting a mortgage but will say it's not out of the question though your terms aren't likely to be as good as if you ... more
0 votes Share Flag Wed Jan 21, 2015 Home Buying in Rio Rancho
cyndi, Home Buyer in Rio Rancho, NM
cyndi answered:
How do you go about buying a new home when relocating from out of state without a new job?
Rio Rancho is a Tea Party Community with very closed minded residents that is not a real community. I would recommend not moving there unless you want to get together with other OLD Tea ... more
0 votes Share Flag Tue Dec 2, 2014 Home Buying in Rio Rancho
JErskine, Other/Just Looking in San Diego, CA
JErskine answered:
My Trans Union score is 597. Is there a lender that can still approve me? I want a house in Rio Rancho or Abq.
Hello,

OneTrust Home Loans is a direct lender and does allow for under a 600 credit score on all of its VA and FHA loans. If you have yet to purchase a home, please contact our loca ... more
0 votes Share Flag Tue Aug 5, 2014 Home Buying in Rio Rancho
Susan Ryerson, Real Estate Pro in Albuquerque, NM
Susan Ryerson answered:
What is the credit score i should be at to buy a home in rio rancho? Also what is the minimum credit score that would be ok to get a home?
Hi Kimberly - I am currenlty working with a buyer who met with a lending rep who actually helped her understand how some steps over a short period of time might help get her credit scor ... more
0 votes Share Flag Sun Jul 20, 2014 Home Buying in Rio Rancho
Susan Ryerson, Real Estate Pro in Albuquerque, NM
Susan Ryerson answered:
Rumor has it Intel will close up and drive down home values. Any truth?
Here is a recent article from the local paper from just a few weeks ago on this question. It seems to indicate although staffing is down, Intel remains committed to the location. http:/ ... more
0 votes Share Flag Sun Jul 20, 2014 Home Buying in Rio Rancho
Peter A Coch…, Real Estate Pro in Albuquerque, NM
Peter A Cochran answered:
Hello I am a first time home buyer and have a credit score of 720 and my fiance has a credit score of 530. Would we be approved for a mortgage?
Victoria, since you would apply together, his 530 credit score would be the bottleneck in you being approved for a loan. Unfortunately, there are many people like you and your fiance h ... more
0 votes Share Flag Fri Jun 13, 2014 Home Buying in Rio Rancho
Genevieve Mo…, Real Estate Pro in Albuquerque, NM
Genevieve Moya Cummings answered:
churches nearby
There are lots of churches in the area! This home is nearby two of the main roads in Rio Rancho...Unser Blvd and Southern. There are churches of all denominations within the proximity ... more
0 votes Share Flag Tue Jun 10, 2014 Shopping & Local Amenities in Rio Rancho
Genevieve Mo…, Real Estate Pro in Albuquerque, NM
Genevieve Moya Cummings answered:
I am looking to purchase a home for under $190,000 but I am on a very fixed budget and can only afford $1,000 a month for mortgage any ideas or help?
Purchasing a home for under $190,000 with a mortgage payment of $1000 (+/-) is do-able! You can always affect the amount of monthly mortgage you pay by increasing your down payment. T ... more
0 votes Share Flag Fri Jun 6, 2014 Home Buying in Rio Rancho
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
any churches and daycare nearby?
The churches near are: Mesa Baptist Church, St Francis Episcopal Church, First Baptist Church, St Thomas Aquinas Catholic Church, Grace Outreach Center, The Church of Jesus Christ of La ... more
0 votes Share Flag Tue Feb 11, 2014 Shopping & Local Amenities in Rio Rancho
David Zemke, Home Buyer in Castle Rock, CO
David Zemke asked:
thx for the info, sorry to enter question twice.. This question was asked from http://www.trulia.com/property/3132934848-1809-33rd-St-SE-Rio-Rancho-NM-87124
0 votes Share Flag Tue Feb 11, 2014 Market Conditions in Rio Rancho
Leigh-Jo Anz…, Real Estate Pro in Albuquerque, NM
Leigh-Jo Anzures answered:
We own 4 lots in Unit 2. Would you be interested in listing them?
Hello,

I list and sell land in Rio Rancho. I take and enhance multiple photos of the actual lots location. I also create a 360 degree video of the area.

For a FREE land valuat ... more
0 votes Share Flag Mon Feb 3, 2014 Home Buying in Rio Rancho
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
how much would an estimated monthly payment for a 225,000 house?
What will the down payment be?

What will the term of the loan be?

What is your current credit score?
0 votes Share Flag Fri Dec 27, 2013 Home Buying in 87144
Patrick Will…, Real Estate Pro in Rio Rancho, NM
Patrick Willard answered:
Fannie Mae asked immediately for best and highest
I hate to tell you this but banks (and Fannie & Freddie) often seem to operate by the golden rule, they have all the gold so they get to make all the rules.
I would see if they'll kee ... more
1 vote Share Flag Sat Dec 14, 2013 Home Buying in 87144
Jason Bojonny, Real Estate Pro in Frederick, MD
Jason Bojonny answered:
My husband has a Mid Score of 603 and is eligible for a VA loan, our lender won't manual underwrite we are under contract, we need someone ASAP
Were you able to get this situated? We can do VA purchase with scores as low as 580.

Let me know if you need assistance.


Thanks and good luck
1 vote Share Flag Thu Oct 31, 2013 Financing in 87144
Leigh-Jo Anz…, Real Estate Pro in Albuquerque, NM
Leigh-Jo Anzures answered:
Hello, I am comparing this area with the Vetena Ranch area. Can anyone tell me which is the older neighborhood and what would the major difference B?
Hello,

Which neighborhood in Rio Rancho are you interested in comparing to Ventana Ranch? In Rio Rancho, there are some brand new neighborhoods and areas that have been around for o ... more
0 votes Share Flag Sun Oct 20, 2013 Home Buying in Rio Rancho
Diana S Cost…, Real Estate Pro in Rio Rancho, NM
Diana S Costales answered:
Is there a block club or home owners association for the home address of the 1700 block of Black River Ct-NE, Rio Rancho NM 87144?
Hello There,

I am a broker and I live on that street. If you would like to ask more specific questions about that neighborhood, I am happy to speak with you.
Contact me at 505 363- ... more
0 votes Share Flag Sun Sep 29, 2013 Home Buying in Rio Rancho
Patrick Will…, Real Estate Pro in Rio Rancho, NM
Patrick Willard answered:
Can anyone tell be what the story is with polybutelene piping in Rio Rancho?
Joerattera,

I've heard of doing the replumb under ground and it is a ton more work and mess and costs a lot more. I too had concerns about running pipes in the ceiling because years ... more
0 votes Share Flag Sat Aug 24, 2013 Home Buying in Rio Rancho
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Looking to buy in Rio Rancho from NY
We can certainly help you out. You can check us out at http://www.TheMortgageOutlet.com and give us a call. One of our loan officers will look at your situation and present you with som ... more
0 votes Share Flag Mon Aug 5, 2013 Home Buying in Rio Rancho
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