Thanks for your service to our country from one Veteran to another. It is not a VA requirement but the Lender you are working with. You can have 10 jobs in 2 years as long as you can document that you have been gainfully employed via w-2 and pay-stubs or Two years of tax returns if self employed.
I would be delighted to provide you with some mortgage options, this does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.
Phone 469-347-3572... more
There may be tax consequences of what you are looking to do, so would suggest your consult a tax adviser and also a real estate attorney before switching title to the property. If your mom lives where she has access to email and printers, she can actually list/sell the property from abroad, agents in FL often have foreign sellers or sellers residing in foreign countries that we deal with.... more
Can I ever rent out a USDA property?I have lived in a USDA loan property for 5 years. I am getting married soon and want to move in with my spouse. We want to rent my home out, as it is not big enough for a family. I was looking
Trulia does not list or sell homes, it is a website where ads are posted. Instead of emailing, click on contact and cal them. When you send an email through teh system most agents think it is spam unless you went in and changed the standard message and wrote what you are inquiring about.... more
If your're selling a house or any property it is very important an excellent photo that can captivate potential home buyers and can make you look more professional if you're a home seller.
A good photo can also give the home buyer an idea of how the house looks like. But before you take photos, here are some examples of bad photos you should avoid.
Read the full article at http://www.propertyasia.ph/newsroom/2015/11/18/epic-fail-bad-photos-that-wont-sell-your-home/ also you can post your property listing for free at https://www.propertyasia.ph/ :)... more
Get 2 or 3 estimates from different insurance agencies. It always depends on the age of the house, age of roof, hurricane protection and of course the flood zone. When you do the home inspection, get a wind mitigation done and provide the wind mitigation to your insurance company.... more
As Stephanie says, it's going to all come down to what the underwriting automated system asks for.
It's very rare, and you generally need to have real good credit for all borrowers and preferably some reserves outside of the $$ needed for closing, but in some cases we see it pass the test and only require one year of tax returns. But I emphasize this is rare - most of the time you're going to need 2 years.
So if I were you I would see what the results come up with when your loan is run through the underwriting system. Results won't vary from lender to lender. If it turns out that 1 year will fly , GREAT! If not then pursue dad as a non-occupant co-borrower. But beware, this still won't let the lender use your income so dad will basically have to qualify for this new house payment AND any of his existing debts on his own.