There are many programs available. Just be sure that you are using a reputable lender who fully explains any and all charges & interest rates. If you have been able to rebuild your credit since your bankruptcy you should not have any problems.
Find a local lender who will sit down in front of you and go over everything- ask around for recommendations and be sure that you are comparing apples to apples when going over different financing options.... more
You are on a great platform that connects buyers with agents. Under the tab " find an Agent search for local realtors in your area and talk to them about what you are looking for. They will be able to help you with your needs.... more
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
Versus... not paying it off and doing what with the money instead? If you have $22k burning a hole in your pocket my advice would be to consult with a financial adviser to make sure you have considered all possibilities for use of those funds, including paying off the $22k 2nd mortgage at 8% (which at a glance sounds like a good idea, but I am not sure if you have your retirement funded, kids college education lined up, emergency reserves beyond $22k, etc.).
According to public records and the local MLS, this property last sold in February of 2005. It's possible that it is up for sale as a "For Sale By Owner". However, based on the data I'm looking at, it is not being marketed by a Realtor.... more
19962, Welcome to the quaint little town of Magnolia. It has 2 main streets running through the town. Has a nice downhome restaurant right on the corner of both of these streets that has very good prime rib specials. Right across from there is the fire company and beside there is the post office. Magnolia is very convenient to Rt 1 which is a main road running north and south in DE. There are numerous lovely develpments right out side of town still with the Magnolia address. Also, Magnolia is home to Magnolia Furniture which according to one of my clients is very nice. They have purchased quite a few pieces there just since buying their home here.
It would be my pleasure to send you some properties around the Magnolia area to see if the area has something you may like. I could also send you a map of Kent Co so you can get an idea of how all the towns are situated, nothing is really very far away from each other, yet you can still drive a little and find country if you like.
Please email me at firstname.lastname@example.org or call me at 302-382-9851 for any of the above information.... more