I L IVE IN NEW YORK, RESIDENTIAL AREA, WILL LIKE TO KNOW BOUGHT MY PROPERTY 19 YEARS AGO, MY NEIGHBOR GOOD PEOPLE WANTS TO PUT NEW FENCE, BUT ITS SAYING THAT A PIECE OF OUR LAND NT MUCH BELONGS TO HIM, AS I UNDERSTOOD IF HE DIDNT DO ANYTHING IN TEN YEARS AUTOMATIC BELONGS TO US, PLEASE HELP.... more
Listing my properties on Zillow, an Trulia!I have Some Properties that I had listed with a Local Realtor here in Victoria, Texas. The Contract expired and I want to sell them Myself! What do I need to do to get them listed on Zillow,
Go to Zillow, search for your home, then claim it. Once claimed it'll give you the option to post for sale by owner. Then be ready to get called by every agent in the area trying to get you to list with them.
If you truly want to sell your home you'd at the very minimum hire a discount/flat fee broker to post it to the mls for everyone to see it.... more
We live in a community that we love and didn't want to move out of it but we needed more room (5 kids, 2 dogs, 2 parrots, 5 rabbits)..
We owned a townhouse and wanted a single family dwelling but knew we couldn't afford to buy one in our community. Then, one night, we saw a newspaper ad for an auction for a single family home in our community.
We drove to the house to look it over. We couldn't go inside and check it out though, so we knew we would be taking a chance that it could be in disrepair.
We knew a little of the history, a family of 3 lived there, the husband was a wife/child beater and eventually one evening the wife got the courage to leave and she took her daughter and left the state.
The husband stayed behind and drank himself to death.
After non-payment for 6 months, it went up for auction at our local county courthouse.
We knew the market value of the house, because we had lived in this community for many years.
We also knew how much we could afford and decided we would not bid on anything above
The opening bid on the house was $208,000! Lucky for us, no-one bid on the property!
We walked away feeling pretty defeated, but then as we were driving back to our townhouse, I got to thinking about how now the company that owns the house would have to start putting some money into it to sell it.
We went to the house and found an "in case of emergency call this number" on the lock that was on the front door. We called them and told them we were just at the auction but the opening bid was higher than we were willing to pay.
We made an offer over the phone ($192,000) and they came back with $195,000 which we agreed to right away! We sent them a $25,000 deposit immediately to seal the deal! (This company was in another state and we were pretty sure they had no real concept of how much this house was really worth, as they didn't know the neighborhood like we did).
The market value of the house when we bought it for $195,000 was $250,000. So we started out with equity!
That was in 1999 and we still live here. The market value of our home now is between $530,000 and $550,000, so as you can see this was a fantastic deal for us.
The inside of the house wasn't perfect but it wasn't in horrible condition either. We did have to put in some substantial elbow grease (along with our 5 kids helping out) and we were able to turn it into a very comfortable place to live.
Here's an interesting side note:
Last summer, June 23, 2015, a storm came through here and lightening struck our HUGE Oak tree that was in the back yard close to our house. The entire tree crashed into the house, going completely through our roof into our bedroom. It continued to rain, so all the rain started pouring into the house from the open roof! We were home when this happened and it actually only missed killing us by about 2 minutes.
Our insurance company USAA, took over from there. They put us up in a hotel (with our 2 German Shepherds) for the first month , then they paid for a rental house until we could move into our re-built house. All in all it took over 7 months, but we're back here now.
Because of the tree, we got all new siding, new windows, new wallboard inside, new paint, completely new kitchen, new hardwood floors and one new bathroom.
We did loose a lot though. Most of our clothes were destroyed, many, many items of personal worth, all our electronic equipment was destroyed.....Plasma TV, Stereo, Speakers, etc....as well as furniture
What we found out the hard way was this: you do not get re-imbursed for the things lost at "today's value" so you cannot really replace them without you paying out of pocket for the difference between what the insurance company deems it's worth vs. what it will cost to replace.
So although we did get some cash for our clothes, electronic equipment and fridge ($4,600 total!) it didn't cover the cost of those items. We did had to replace them at today's prices so were did end up with out of pocket expenses.
In addition, they found a rental house for us, but they didn't mention that we would have to pay the deposit on that ($3,000) and another $1,000 deposit on the rental furniture. That was a considerable shock to us.
However, our house is now pretty much brand new so we made out that way.
The moral to this story:
#1 If buying a house at auction be very careful because you may not get to see inside and you have no idea what's in store.
#2 If the auction price is higher than you are willing to pay and no-one bids on it, call the mortage company and make an offer immediately.
#3 Pay your insurance premiums not matter what.....and if you can, get USAA insurance because it's the best
#4 When they tell you to take pictures of everything in your house in case of disaster, do it! If we had pictures of all the items we lost, we would have been able to claim more.... more