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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
how much do i need to put down on a multi-family that i plan to live in. i am not a first time home buyer
Hi Christine,

It depends on which loan program you qualify for.
FHA only requires a 3.5% down payment & you can do conventional with 3-5% down.
If you're eligible for VA you can do ... more
0 votes Share Flag A few minutes ago Home Buying in Chelsea
Michael Dryd…, Real Estate Pro in Fort Worth, TX
Michael Dryden answered:
My situation, does it allow me to get a mortgage working under w2 in North Dallas l/Fortworth
There are several lenders who offer programs for people who are self employed. As a contractor, you would fit those guidelines.

Most real estate agents receive updates from sever ... more
0 votes Share Flag A few minutes ago Home Buying in Fort Worth
kajtek1, Home Seller in 94563
kajtek1 answered:
Can a home buyer deal directly with the sellers agent without an agent of their own?
Dual agency usually comes with 1% of commission discount.
You can make your offer 1% lower and the seller will still get the same money.
Agent is not the one who will guarantee the ... more
0 votes Share Flag A few minutes ago Home Buying
Slhendley, Home Buyer in Las Vegas, NV
Slhendley asked:
I would like to list my home "for sale by owner"., but work with and pay a 3% commisoon to buyers agent. Do not want my own agent.? Can I just work with the buyers agent and not have a listing agent? Have sold several properties in the past I the conventional way.
0 votes Share Flag A few minutes ago Home Selling in Las Vegas
Howard, Home Buyer in Abiquiu, NM
Howard answered:
I'm a first time buyer, I'm curious if I need to have a huge down payment if any to get a home.
Hi Vanessa,...

If you are an Honorably discharged veteran or active-duty military,....the answer is:
a).
100 percent financing via VA Guaranteed Mortgage Loan.
This means no ... more
0 votes Share Flag A few minutes ago Home Buying in Stockton
Jeff Nobleza, Real Estate Pro in Evanston, IL
Jeff Nobleza answered:
How long do I have to wait after the release of a Chapter 13 bankruptcy and a foreclosure before I can be approved for a home loan?
I believe 2 years after you can get a mortgage assuming you meet income and credit requirements (there are exceptions). Your interest rate should not be any higher. Should you want a lo ... more
0 votes Share Flag A few minutes ago Home Buying in 60014
Michael Dryd…, Real Estate Pro in Fort Worth, TX
Michael Dryden answered:
Will it hurt me if I get a car loan right before getting a mortgage loan?
NEVER make a large credit purchase before you close on a home. This can impact your credit score in two ways, the additional credit inquiries to get the credit approved and impacting ... more
0 votes Share Flag A few minutes ago Home Buying in Fort Worth
Pk, Other/Just Looking in Burnet, TX
Pk asked:
I am unable to save to boards anymore. I am also unable to create a new board. What is the reason? I am unable to save to boards anymore. I am also unable to create a new board. What is the reason? I have used Trulia quite often in the past, but I am considering deleting my account…
0 votes Share Flag A few minutes ago Using Trulia in 78643
Michael Dryd…, Real Estate Pro in Fort Worth, TX
Michael Dryden answered:
What is owed to the bank on the forecloser?
The bank is "owed" the remaining principal balance, arrears in interest, any money paid out for taxes, forced placed insurance and late fees If you are the current homeowner and trying ... more
0 votes Share Flag A few minutes ago Home Buying in 70503
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
My listing has the status "Active with contract". If somebody will offer a higher price and a shorter closing - can I accept that offer?
Do you have a kick-out clause in the accepted contract?
0 votes Share Flag A few minutes ago Home Selling in 34667
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