Yes there are a a lot of new homes in zip code 77041, but before you run in to see the builder and make a grave mistake you will need to get approved by a trusted Lender for financing. After you are approved you can work with a Local Agent to identify what do you need in a home and the Agent will work with you to find the best match at the best price.
I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.
Capital One Bank
7933 Plano Rd
Plano TX 75024
Phone (469) 315-1709... more
Getting qualified for a mortgage is about more than just income. While your income is not exceptional if you are good with money you should be able to afford a home. But, a lot depends on your credit score, your current debts and how much you have saved for down payment and reserves.
I would speak with a qualified mortgage loan officer in your local area to discuss your full financial picture.... more
I think based on my own personal experiences, the average waiting time is about a month to a month and a half for clearcut cases (no issues whatsoever) but the maximum I have waited was a total of 3 months and that experience included financing and so on. However, during that long wait, we utilized the time fully with the packing, loading, and removal of our belongings so as not to waste time.... more
Try asking your friends and family first because some people are huge hoarders of packing supplies like boxes and they are more than willing to give it away to you for free or for cheap. However, if you have hired removalists then ask them if they do provide as most companies do so which makes it all much more convenient for you.... more
Thanks to the contributors who helped to answer the question here in this discussion. Another thing that you would like to take note of is also the preparations you need to do after securing your dream house. You need an appropriate amount of time for organizing, packing, loading, and removal of those items to the new place. Plan your schedule ahead and you will be safe.... more
I think it is best to seek professional advice from a realtor who could help you with the financial breakdown so that you can see for yourself which option benefits you more financial wise. You could also sit down and ponder on a few factors like the work involved in both rental and sale. Renting out would mean you only need to perform a minor removal of your belongings whereas selling your house would require you to clear everything out.... more