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sres: Seniors Real Estate Specialist
The SRES® Designation program educates REALTORS® on how to profitably and ethically serve the real estate needs of the fastest growing market in real estate, clients age 50+. By earning the SRES® designation, you gain access to valuable member benefits, useful resources, and networking opportunities across the U.S. and Canada to help you in your business.
gri: Graduate, REALTOR® Institute
REALTORS® with the GRI designation have in-depth training in legal and regulatory issues, technology, professional standards, and the sales process. Earning the designation is a way to stand out to prospective buyers and sellers as a professional with expertise in these areas.
abr: Accredited Buyer’s Representative
The Accredited Buyer’s Representative (ABR®) designation is designed for real estate buyer agents who focus on working directly with buyer-clients at every stage of the home-buying process.
sfr: Short Sales and Foreclosure Resource
The SFR® certification teaches real estate professionals to work with distressed sellers and the finance, tax, and legal professionals who can help them, qualify sellers for short sales, develop a short sale package, negotiate with lenders, safeguard your commission, limit risk, and protect buyers.
Through NAR's Green Designation, the Green Resource Council provides ongoing education, resources and tools so that real estate practitioners can successfully seek out, understand, and market properties with green features.
crb: Certified Real Estate Brokerage Manager
The Certified Real Estate Brokerage Manager (CRB) is one of the most respected and relevant designations offered in real estate business management and is awarded to REALTORS® who have completed advanced educational and professional requirements. CRB Designees are better positioned to streamline operations, integrate new technology and apply new trends and business strategies. Join today and discover a new approach to enhancing knowledge and leveraging opportunity.
cpm: Certified Property Manager
CPM designees are recognized as experts in real estate management. Holding this designation demonstrates expertise and integrity to employers, owners, and investors.
crs: Certified Residential Specialist
The CRS designation is the highest credential awarded to residential sales agents, managers, and brokers. On average, CRS designees earn nearly three times more in income, transactions, and gross sales than non-designee REALTORS®.
alc: Accredited Land Consultants
The esteemed Accredited Land Consultants (ALCs) are the most trusted, knowledgeable, experienced, and highest-producing experts in all segments of land. Conferred by the REALTORS® Land Institute, the designation requires successful completion of a rigorous LANDU education program, a specific, high-volume and experience level, and adherence to an honorable Code of Conduct.
cips: Certified International Property Specialist
Instantly align yourself with the best in international real estate by earning the CIPS designation. The program includes five full days of study focusing on the critical aspects of international real estate transactions, and an influential network of 2,000 professionals who turn to each other first when looking for referral partners.
epro: Certified Internet Professional
NAR's e-PRO® certification teaches you to use cutting-edge technologies and digital initiatives to link up with today's savvy real estate consumer.
bpor: Brokers Price Opinion
The BPOR certification provides REALTORS® with knowledge and skills to perform accurate and professional broker price opinions (BPOs) and comparative market analyses (CMAs), while reducing risk and increasing opportunities.
pmn: Performance Management Network
This designation is unique to the REALTOR® family designations, emphasizing that in order to enhance your business, you must enhance yourself. It focuses on negotiating strategies and tactics, networking and referrals, business planning and systems, personal performance management and leadership development.
ccim: Certified Commercial Investment Member
The Certified Commercial Investment Member (CCIM) designation is commercial real estate’s global standard for professional achievement, earned through an extensive curriculum of 200 classroom hours and professional experiential requirements. CCIMs are active in 1,000 U.S. markets and 31 other countries and comprise a 13,000-member network that includes brokers, leasing professionals, asset managers, appraisers, corporate real estate executives, investors, lenders, and other allied professionals.
cre: Counselors of Real Estate
The Counselors of Real Estate® is an international group of recognized professionals who provide seasoned, expert, objective advice on real property and land-related matters. Only 1,100 practitioners throughout the world carry the CRE® designation. Membership is by invitation only.
gaa: General Accredited Appraiser
For general appraisers, this designation is awarded to those whose education and experience exceed state appraisal certification requirements and is supported by the National Association of REALTORS®.
mrp: Military Relocation Professional
NAR's Military Relocation Professional certification focuses on educating real estate professionals about working with current and former military service members to find housing solutions that best suit their needs and take full advantage of military benefits and support.
raa: Residential Accredited Appraiser
For residential appraisers, this designation is awarded to those whose education and experience exceed state appraisal certification requirements and is supported by the National Association of REALTORS®.
rce: REALTOR® Association Certified Executive
RCE is the only professional designation designed specifically for REALTOR® association executives. RCE designees exemplify goal-oriented AEs with drive, experience and commitment to professional growth.
rsps: Resort and Second-Home Specialist
This certification is designed for REALTORS® who facilitate the buying, selling, or management of properties for investment, development, retirement, or second homes in a resort, recreational and/or vacation destination are involved in this market niche.
sior: Society of Industrial and Office REALTORS®
The SIOR designation is held by only the most knowledgeable, experienced, and successful commercial real estate brokerage specialists. To earn it, designees must meet standards of experience, production, education, ethics, and provide recommendations.
srs: Seller Representative Specialist
The Seller Representative Specialist (SRS) designation is the premier credential in seller representation. It is designed to elevate professional standards and enhance personal performance. The designation is awarded to real estate practitioners by the Council of Real Estate Brokerage Managers (CRB) who meet specific educational and practical experience criteria.
awhd: At Home With Diversity
Learn to work effectively with – and within – today’s diverse real estate market. The At Home With Diversity certification teaches you how to conduct your business with sensitivity to all client profiles and build a business plan to successfully serve them.
Check out all of Voices Member's activity on the Trulia community, Trulia Voices. If you have a real estate question, get answers from professionals by posting there.
Q:A:Janice, FHA loans are great programs for first time home buyers since you can borrow up to 97% of the Purchase Price, the Maximum Loan amount was just recently increased as well to $437,000.00 in our area for a single family home. Banks that do FHA loans have qualifing standards of their own in addition to the FHA program guidelines, they vary from 560-580 Beacon Score, you cannot have defaulted Federal Student Loan Programs or other former Federal Collection or defaulted Federal Loans for example but bankruptcy more than 2 years are okay. Although FHA wants you to come up with at least 3% percent of the purchase price for downpayment out of your own funds their is a way around this, additionally there are no reserves required with FHA loans which means you dont have to have additional funds in bank after closing cost to for two months worth of mortgage payments, The FHA Loans are fixed and "Assumable" with no prepayment penalties. I would recomend you prequalify yourself with a Mortgage Lender prior to seeking the assistance of a Realtor to find out how much home you can afford. If I can be of further assistance please do not hesitate to contact me, Sincerely, Juan Oliva Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender firstname.lastname@example.org Apply on Line @ http://www.asapmortgage.org
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Q:A:Margaret, Is called Seller Equity, Some people in trouble do to loss of job, or divorce are forced to sell and cannot make payments on their own, They would rather be aggressive in selling their home and salvage their credit worthiness. In addition, Bank on REO or short sales will not only sell their inventory at attractive rates but will negotiate on seller consesions as long as the buyer is reasonable. It is done all day long. Regards, Juan
Q:A:Shane, Roger is right on the money, There is talk that the Tax Assesor's Office is increasing mill rate next year to compensate for tax cuts and Save our Homes Amendment to lessen the burden to the county on lost tax revenues. I found this article that helps you understand how the process works. I hope this helps you. Juan Oliva Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender email@example.com Apply on Line @ http://www.asapmortgage.org When you buy a house, you pay based on the taxes the person has been paying before you.. so hopefully you buy from someone who has been there for a while*Â¹*. Since homes' new assessed values are released around November, thats when your taxes make that 'jump' based on a new assessed value on a recent purchase.. so it depends when you buy. Best time to buy (for tax purposes and keeping your 1st year of payments down) is November, since you will pay based on the older/prior tax amount until next November.. ;) goood tip! After that you pay on the new assessed value, so get ready for a jump in your tax payment (or monthly payment if you escrow your taxes
Q:A:Nikki, Florida Landlord Tennant Laws are covered under Florida State Statues 83. I have attached a link here with some information on regulation if you do not find the answer your looking for call the 800 number on the link which is the consumer section of the Florida Dept of Agriculture and ask for help. If you stil dont get an answer contact Legal Aid in your area http://www.800helpfla.com/landlord_text.html Sincerely, Juan Oliva Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender firstname.lastname@example.org Apply on Line @ http://www.asapmortgage.org
Q:A:Teneisha it depends on your State Laws, In Florida once a tennant has establish residency and refuses to go when their is a disagreement you must file a writ of ejection (essentially an evicition notice), It is an affidavit filed with the court, however he has the right to attend it and contest it the judge would note if he contributes towards the rent monetarily , how long hes resided there, is his name on a lease or mortgage e.t. Check with a your local chapter of Legal Aid, or contact a Real Estate Lawyer in your area for more information. Regards, Juan Oliva Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender email@example.com Apply on Line @ http://www.asapmortgage.org or http://www. asapmortgage.com.web-loans.com/ \
Q:A:I hope this helps your question, Sincerely, Juan Oliva Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender firstname.lastname@example.org Apply on Line @ http://www.asapmortgage.org or http://www. asapmortgage.com.web-loans.com/ State of Florida Allows Real Estate Commission Rebates Florida Statutes - Chapter 475, Part I 61J2-10.028 Kickbacks or Rebates. Click Link Below visit Department of Justice Antitrust Webpage www.usdoj.gov/atr/public/real_estate/florida.htm (2) The sharing of brokerage compensation by a licensee with a party to the real estate transaction with full disclosure to all interested parties is not considered a violation of Chapter 475, Part I, Florida Statutes. Specific Authority 475.05 FS. Law Implemented 475.25(1)(b), (d) FS. History-New 1-1-80, Formerly 21V-10.28, Amended 6-28-93, Formerly 21V-10.028, Amended 12-30-97. You must be a Party to the Transaction (the Buyer), and Rebate Must be Disclosed in HUD-1 Settlement Statemen
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Q:A:Hello Sharee Also Look at the Nehemiah Program www.getdownpayment.com Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender email@example.com Apply on Line @ http://www.asapmortgage.org or http://www. asapmortgage.com.web-loans.com/
Q:A:Hello Jenn, I defenetly recomend to you to get yourselves pre-approved first by a Mortgage Lender or Bank, this way you know exactly how much home you can afford, If you are more that 30 days removed from actually purchasing your home there is nothing wrong with "tire kicking" looking at models et., I also recomend after you get pre-qualified and are ready to enlist the help of a buyers broker to help you look and guide you through the hunt and the contract process. You should defenetly feel comfortable with both your Lender and your Buyers Brokers, you should feel they are trustworthy and are in touch with your needs to be part of your Team. I would interview a few pro's until you find the right person's to work with. Best Wishes, Juan Oliva Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender firstname.lastname@example.org Apply on Line @ http://www.asapmortgage.org or http://www. asapmortgage.com.web-loans.com/
Q:A:In todays Market my strategy for you is to make an offer that the buyer contributes up to 6% seller contribution towards your closing cost, you do that by making a fair offer to the buyer to induce him or her to sale you their home. With the savings out of pocket you will have money to buy furniture. FHA programs offer 97% Loans and require no reserves if I were you I look at those as well, If I can be of Further Assistance do not hesitate to call me. Sincerely, Mortgage Consultant Asap Mortgage & Investments Inc. Mortgage Banker/Correspondent Lender 561-719-3094 Fax 561-969-9087 Approved FHA Lender email@example.com Apply on Line @ http://www.asapmortgage.org or http://www. asapmortgage.com.web-loans.com/
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