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Victoria Quintero
"Short Sale & Foreclosure Realtor"
- 1 Helpful Answer
- 11 Answers
- 1 Listing
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Experience:
Real Estate Agent for Keller Williams Realty Professionals
November 2007—present
*Assisting first time homeowners with the purchase of their home and is familiar with…
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*Assisting first time homeowners with the purchase of their home and is familiar with…
Specialties:
Victoria is a full time real estate consultant that helps first time home buyers through one of the most important purchases of their life, educating them
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Interests:
Lattes, sugar cane, art museums, traveling, sushi, volunteering at schools,
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About:
I specialize in short sales... selling a home for less than what is owed and negotiating with the bank to accept a "short pay" on your home. If you are
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Victoria Quintero answered:
You may want to call a mortgage company for specifics on this. Just looking at the information you provided, it appears you would definitely qualify for a loan. Josette Sullivan, a manager at Cherry Creek Mortgage in Denver works with a lot of renters who are first time buyers and does a fantastic job of getting clients into homes using FHA loans (only requires 3.5% down payment) and she helps buyers qualify for down payment assistance whenever possible. You want to call several loan officers on the same day to provide you with their rates (rates change daily, so call on the same day to do a good comparison) and also ask if they are FHA, VA, Conventional approved. I know Cherry Creek is approved for all of these and they can also shop with different banks to get you the best interest rates. They are also familiar with the 'Teacher Next Door' buyer incentive.
Best of luck with buying a home! If you do not qualify for the $8000 first time buyer credit, you'll probably qualify for the $6500 repeat buyer credit if you have a home under contract by end of April. Ask the loan officer about this. Hope all goes well!
Best of luck with buying a home! If you do not qualify for the $8000 first time buyer credit, you'll probably qualify for the $6500 repeat buyer credit if you have a home under contract by end of April. Ask the loan officer about this. Hope all goes well!
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