Get your credit report first. Look it over for any errors or omissions. You have a little time and it takes about 60-90 days to straighten out problems. You can get 1 free copy of your credit report per year. Start there first that can be the difference of a saving on your interest rate and possibly which loans you would qualify for.
If you are handy do not rule out a 203k
http://nhl.gov/offices/hsg/sfh/203k/203kabou.cfm there are A LOT of fixer uppers out there.
After you get your credit report straightened out head out to a GOOD loan officer and find out what you qualify for and how much no sense looking at 300,000 house if you qualify for 200,000.
- Mon Apr 6 2009, 21:54