451 views
Tony Valdez
"Professional Mortgage Consultant"
- 1 Helpful Answer
- 16 Answers
- 14 Blog posts
Locations:
Web sites:
Profile Link:
Experience:
Senior Mortgage Banker/Loan Officer for Primary Residential Mortgage, Inc
January 2009—present
Helping people get the best possible mortgage loan for thier situation to buy or refinance…
Helping people get the best possible mortgage loan for thier situation to buy or refinance…
Jr VP Branch Manager/Operator for Sofin Mortgage
May 2002—July 2004
Managed and operated a retail mortgage branch with 8-10 loan officers while also originating…
... show more
Managed and operated a retail mortgage branch with 8-10 loan officers while also originating…
Specialties:
Mortgage Loan Structuring, Government Backed Mortgage Products FHA, USDA, VA and FHA 203k streamline
Certifications
& Awards:
& Awards:
multiple high production awards for assisting clients achieve thier financing goals
Interests:
real estate finance, camping
About:
Since 2002 I have been involved with or assisted in over 2000 real estate transactions and have personally helped well over 450 people qualify for a mortgage
... show more
Tony Valdez answered:
Sam,
If you refinance with cash out then yes you would need an appraisal and ultimately you would have to come up with the difference. BUT if you do a VA streamline without any cash out only a rate reduction an appraisal is not needed there for you would be able to lower your rate and your payment. If you are not working with someone or are not satisfied with the service give me a call and we can walk through this together.
Tony
602-684-0866
If you refinance with cash out then yes you would need an appraisal and ultimately you would have to come up with the difference. BUT if you do a VA streamline without any cash out only a rate reduction an appraisal is not needed there for you would be able to lower your rate and your payment. If you are not working with someone or are not satisfied with the service give me a call and we can walk through this together.
Tony
602-684-0866
|
MVPs or 'Most Valuable Players' are key Trulia Voices members who have been contributing high-quality content throughout 2008 and providing valuable advice to consumers and real estate professionals.
|
|
|
Founding members are a small number of participants who submitted content at launch of Trulia Voices to kick off community discussions.
|
|
|
Your question:
Max. 200 characters
Name:
Email:
|
|
Share profile
Contact Tony Valdez
Tony Valdez is a member of Trulia Voices:
Get the inside scoop on your area and home buying and selling.
Ask and answer questions about real estate.
Build your profile and contact home buyers, sellers and agents.
Report this profile
|
|
|
|
|||||||||||
|
|
|
|
|
|
Copyright © 2009
Trulia, Inc. All rights reserved. |
Fair Housing and Equal Opportunity
Fair Housing and Equal Opportunity
Help us improve our service—send us feedback