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Todd MacMillan, ABR, CTA, ERS, GRI
"It's not really about property, it is all about people"
- 36 Helpful Answers
- 77 Answers
- 2 Blog posts
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& Awards:
ABR, CTA, ERS, GRI
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Todd MacMillan, ABR, ERS, GRI
ABR - Accredited Buyer's Representative ... show more
ABR - Accredited Buyer's Representative ... show more
Todd MacMillan, ABR, CTA, ERS, GRI answered:
Do you have any of the following:
A documented history of Rental/Lease Payments
Any new education that can translate into future earning increases
Evidence of Credit Card paydowns or payoffs
There are more things that an Underwriter may consider. FHA has programs that may reduce lender risk when you purchase certain types of homes, such as energy-efficient.
Keep in mind that not all Lenders and/or Banks have the same products. Shop yourself around for pre-qualification at all of the banks within a 14 days period.
Not knowing you or your personal situation, I can only comment in a general way.
A documented history of Rental/Lease Payments
Any new education that can translate into future earning increases
Evidence of Credit Card paydowns or payoffs
There are more things that an Underwriter may consider. FHA has programs that may reduce lender risk when you purchase certain types of homes, such as energy-efficient.
Keep in mind that not all Lenders and/or Banks have the same products. Shop yourself around for pre-qualification at all of the banks within a 14 days period.
Not knowing you or your personal situation, I can only comment in a general way.
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