Hello Marie,
This question could mean a couple different things. "I don't like the listing agent" or "I'd like to have an agent of my own" or " I've done all the work and it really bugs me a real estate agent is going to get payed."
It sounds a little bit like you don't want a Realtor to be involved at all. Maybe so you can get the house at a lower price? If the bank has listed the property with the broker, the broker is going to get payed when the property sells regardless of whether he represents you or not. I would be very suprised if you can do an end run around that situation.
From the broker perspective wanting to get payed when a listing sells is not greedy, it is the way it works. Often the realtor has a lot of time and money into a foreclosure before it ever hits the market.
If you don't like the listing agent you can certainly work with another agent to represent your interests.
If the agent has a relationship with this bank and knows how they work he/she might be able to get an offer completed that you would have no chance of pushing through.
Best of luck to you in getting the house you want. - Sat May 9 2009, 20:57