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Tino Muratore
"Mortgage Banker"
- 9 Helpful Answers
- 86 Answers
- 1 Blog post
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Hi guys. I'm a Mortgage Banker working at Allied First Bank located in Oswego, Illinois.
I specialize in FHA and first time homebuyer programs. If there ... show more
I specialize in FHA and first time homebuyer programs. If there ... show more
Tino Muratore answered:
Sam,
The reason you are getting different quotes is because of the different margins that bankers and brokers must charge in order to cover their back end.
Closing costs also vary per company....it is wise to shop around.
If everybody had the same overhead costs there would be no competition among lenders:)
P.S. Some of the quotes you received could be speculating on future rates hoping to gain your business.
Thanks,
Tino Muratore
The reason you are getting different quotes is because of the different margins that bankers and brokers must charge in order to cover their back end.
Closing costs also vary per company....it is wise to shop around.
If everybody had the same overhead costs there would be no competition among lenders:)
P.S. Some of the quotes you received could be speculating on future rates hoping to gain your business.
Thanks,
Tino Muratore
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