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Timothy Osborn
"Real Estate Pro Cincinnati Area"
- 15 Helpful Answers
- 30 Answers
- 1 Question
Locations:
Web sites:
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Current:
Previous:
Previous:
Broker for Keller Williams Advisors
January 2009—present
Principal Broker for Genesis Realty Group
December 1995—February 2002
CEO for New Beginnings Mortgage & Financial Services, LLC
January 2005—January 2008
Principal Broker for New Beginnings GMAC Real Estate
August 2005—January 2008
Managing Broker for Century 21 Stellar Real Estate
December 2007—January 2009
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Specialties:
Residential Real Estate
Commercial Real Estate ... show more
Commercial Real Estate ... show more
Certifications
& Awards:
& Awards:
Licensed KY Real Estate Broker
Licensed OH Real Estate Broker ... show more
Licensed OH Real Estate Broker ... show more
Interests:
Christian Musician - Play piano, drums and keyboards
Antiques ... show more
Antiques ... show more
About:
Tim Osborn is a seasoned Real Estate Broker in KY, Ohio, and Indiana ( commonly known as the Greater Cincinnati Metropolitan Market ) with over 15 years
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Testimonials:
""... Tim has a wonderful personality and truly is on top of the details. I have sold and purchased three properties with him and would use him again and
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Timothy Osborn answered:
Do not refinance! I am a seasoned Real Estate and Mortgage Broker in KY/OH/IN. Adjustable rate mortgages are good in situations where borrowers can control their risks and understand the consequences of their decision should market conditions change. What happens if you cant refinance in a few years when it adjusts? Many borrowers today are being foreclosed on because of their ARM's adjusting and they can't refinance. You are in a fixed rate mortgage and you have built equity in your home. Why would you want to loose your equity and risk your stability? Other options to consider are personal installment loans, short-term promissory loans at your local bank and/or a line-of-credit if your situation warrants a loan, but only utilize the ARM as your last resort. Don't risk your equity or potentially being in a future situation of loosing your home. JUST NOT WORTH IT!
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