Chad Bahnsen, Real Estate Professional in Pennsylvania Email Phone
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Chad Bahnsen

"Mortgage Specialist (Banker)"
  • 2 Helpful Answers
  • 107 Answers
  • 22 Blog posts
Mortgage Broker or Lender at Mortgage Network, Inc NMLS# 127719 14 E. Stra
Experience:
Mortgage Expert/Banker for Mortgage Network, Inc. June 2009—present
Mortgage Specialist-purchases, refinances, FHA, conventional loans. Office: 14 E. Stratford…
Mortgage Expert/Broker for American Eagle Mortgage Corp March 2007—June 2009
Mortgage Specialist-purchases, refinances, FHA, conventional loans.
... show more
Specialties:
FHA and conventional loans. Purchases and refinances, credit assistance, etc.
Certifications
& Awards:
NMLS # 127719, Passed National and State Mortgage Exams 2010. Bachelor of Business Degree with a minor in Information Systems. Phi Theta Kappa Honor Society. ... show more
Interests:
Shooting pool, sports, exercising, backgammon, chess, watching movies, assisting ... show more
About:
I'm a mortgage banker for Mortgage Network and take pride in what I do. My rates and fees are extremley competitive and my customer service is second to ... show more
Testimonials:
"I have closed several residential transactions with Chad over the last few years. He is hard working, easy to reach and very thorough. He is exceptionally ... show more
Chad Bahnsen answered:
Hello, I'm sorry for my late response. I wouldn't refinance if it's going to be too high of a monthly payment for you. However, if you can refinance and shorten the term AND keep the payment at a comfortable range for you I'd explore the option. I typically analyze the overall situation of my client, ask for the clients thoughts and together we can come up with a plan. If you qualify it's worth looking into at least refinancing to save money in this market and we could also look into shortening the term if it makes sense. With a longer term there is a bit more of a tax advantage (longer term= more tax write off) but it usually makes sense to refinance into a lower rate because you may savea fortune over time even if your tax write off isn't as high. - Mon Mar 12, 2012
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