Michelle,
I highly recommend contacting The Hope Now Alliance. I would call their number 888-995-HOPE and you can talk to a counselor and they will ask you a few questions and then find the right type of person and potential program for you to work with.... It is better to call in, but you can also go to their website. I have found that people have greater success when they call in... ( I know dozens that have been helped this way)
There is very likely a program that exists to help you + They will help with the "process" with your lender for you, and not just give you some quick advice and "send you" away to talk to your lender directly, which can be frustrating on many levels.....
The "worst" thing that will happen is you know any option is exhausted, and that peace of mind is priceless!
Blessed to Serve,
Stieg Strand - Thu Mar 10 2011, 07:46