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Shel-lee Davis - DRE #01817412, Real Estate Professional in California

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Shel-lee Davis - DRE #01817412

"Short Sale & 1st Time Homebuyer Specialist"

183 Helpful Answers
585 Answers
1 Question

Agent at RE/MAX Palos Verdes Realty

Locations:

California, Long Beach, Carson, Palos Verdes Peninsula, San Pedro

Profile Link:

http://www.trulia.com/profile/shellee/

Overview

Q&A (586)

Resume

Resume »

Specialties:

Certified Distressed Property Expert
Real Estate Consulting ... show more

Certifications
& Awards:

Certified Distressed Property Expert
Board Certified Down Payment Assistance Specialist ... show more

Interests:

Travel
Charitable works ... show more

About:

Specializing in working with 1st Time Homebuyers and helping homeowners with distressed real estate, I bring a wealth of fresh ideas and solutions that Specializing in working with 1st Time Homebuyers and helping homeowners with distressed real estate, I bring a wealth of fresh ideas and solutions that we can tailor to your needs. And now bringing the prestigious CDPE, Certified Distress Property Expert, Designation to bear for you. (Did you know that CDPE was the only educational organization represented at the FHFA Roundtable July 22, 2009 in Washington DC?)
If you are a first time homebuyer, then you are in a great place. Right now, prices are down, inventory is high and interest rates continue at 30 year lows. For the first time in a long time, Homes are affordable again without using sub-prime loans. With all the stories in the newspaper of people who are losing their homes because they cannot afford their mortgage payments, isn't it nice to know that there are ways to buy a home and not have your payments go up throughout the life of the loan. And, believe it or not, you don't need 10 or 20% down payments like you hear in the news. There are ways for you, with little or no down payment, to purchase your first home. Using all the city, county, state & federal programs available to 1st Time Homebuyers, I can help you get into your New Home with reasonable payments and fixed rate loans. Don't forget, Uncle Sam wants to give you an $8,000 gift if you buy and close by December 1, 2009 (you just need to qualify).
If you are a homeowner looking for help with your home and mortgage payments that are getting more and more difficult to afford, there is hope. If you choose a short sale, working with a professional who is experienced in negotiations and lender procedures, greatly enhances your chance of success. If you choose to renegotiate your loan, having someone to help walk you through the process or to refer you to a tried and true specialist helps you avoid choosing the wrong person for the job. There are actually 9 ways to avoid foreclosure. As a CDPE, Certified Distress Property Expert, it is my goal to help you make the right choice for your particular circumstances. And this is just the start. I partner with you to help you regain peace of mind, hold your head up high and move forward with confidence.
In my personal life, I serve on the board of a non-profit religious organization, have participated in an olympic length triathlon to raise money for the Leukemia / Lymphoma Society, enjoy travel, and live to read great books and learn new things. I thrive on family, friends, and helping others. ... show more

Recent Q&A »

I'm buying a REO and in escrow now. Have removed all contingencies, how can I get out of escrow without losing my deposit?

Asked earlier today by Rwilcox - Foreclosure in Los Angeles - 3 answers

Shel-lee Davis - DRE #01817412 answered:

The removal of ALL contingencies was basically your statement that you planned to move forward with this transaction, no matter what. That being said, if you have a legitimate reason to back out of the escrow, ie. loss of job, need to move out of the area due to job relocation, etc. most sellers and some REO lenders will let you out of the transaction and release some or all of your deposit. Your reason for canceling has to be compelling. A simple, I changed my mind, will not work. As Grace recommended, speak with your agent and your agent's broker, and see what you can negotiate. Everything in real estate is subject to negotiation, even cancellation of a transaction after contingencies have been removed. Good luck and Dare to Dream.

Shel-lee Davis, CDPE
Your Real Estate Consultant for Life
RE/MAX Palos Verdes Realty
http://shel-lee.listingbook.com - Earlier today

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