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Shel-lee Davis - DRE #01817412, Real Estate Professional in California

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Shel-lee Davis - DRE #01817412

"Short Sale & 1st Time Homebuyer Specialist"

181 Helpful Answers
578 Answers
1 Listing

Agent at RE/MAX Palos Verdes Realty

Locations:

California, Long Beach, Carson, Palos Verdes Peninsula, San Pedro

Profile Link:

http://www.trulia.com/profile/shellee/

Overview

Listings (1)

Q&A (579)

Resume

Resume »

Specialties:

Certified Distressed Property Expert
Real Estate Consulting ... show more

Certifications
& Awards:

Certified Distressed Property Expert
Board Certified Down Payment Assistance Specialist ... show more

Interests:

Travel
Charitable works ... show more

About:

Specializing in working with 1st Time Homebuyers and helping homeowners with distressed real estate, I bring a wealth of fresh ideas and solutions that Specializing in working with 1st Time Homebuyers and helping homeowners with distressed real estate, I bring a wealth of fresh ideas and solutions that we can tailor to your needs. And now bringing the prestigious CDPE, Certified Distress Property Expert, Designation to bear for you. (Did you know that CDPE was the only educational organization represented at the FHFA Roundtable July 22, 2009 in Washington DC?)
If you are a first time homebuyer, then you are in a great place. Right now, prices are down, inventory is high and interest rates continue at 30 year lows. For the first time in a long time, Homes are affordable again without using sub-prime loans. With all the stories in the newspaper of people who are losing their homes because they cannot afford their mortgage payments, isn't it nice to know that there are ways to buy a home and not have your payments go up throughout the life of the loan. And, believe it or not, you don't need 10 or 20% down payments like you hear in the news. There are ways for you, with little or no down payment, to purchase your first home. Using all the city, county, state & federal programs available to 1st Time Homebuyers, I can help you get into your New Home with reasonable payments and fixed rate loans. Don't forget, Uncle Sam wants to give you an $8,000 gift if you buy and close by December 1, 2009 (you just need to qualify).
If you are a homeowner looking for help with your home and mortgage payments that are getting more and more difficult to afford, there is hope. If you choose a short sale, working with a professional who is experienced in negotiations and lender procedures, greatly enhances your chance of success. If you choose to renegotiate your loan, having someone to help walk you through the process or to refer you to a tried and true specialist helps you avoid choosing the wrong person for the job. There are actually 9 ways to avoid foreclosure. As a CDPE, Certified Distress Property Expert, it is my goal to help you make the right choice for your particular circumstances. And this is just the start. I partner with you to help you regain peace of mind, hold your head up high and move forward with confidence.
In my personal life, I serve on the board of a non-profit religious organization, have participated in an olympic length triathlon to raise money for the Leukemia / Lymphoma Society, enjoy travel, and live to read great books and learn new things. I thrive on family, friends, and helping others. ... show more

Listings (1) »

1 results

1040 E Country Club…
$199,000

3 br 2 ba 1,300 sqft

Single-Family Home

Recent Q&A »

What Is The Exact Address of This Home?. I Would Appreciate The Feedback ASAP.

Asked Thu Nov 26 2009, 20:07 by Nelson Barri… - Property Q&A in Los Angeles - 1 answer

Shel-lee Davis - DRE #01817412 answered:

Nelson:

Remember the saying about if it sounds too good to be true? This is probably one of the examples used next to that saying.

At this time this home is not listed for sale. This home has had a notice of default filed against it (the information you are looking at comes from RealtyTrac who in turn gets this information from the public records). It has only one loan against it and has significant equity.

The home owners have several options:
1. Cure the default (ie pay the loan current) in the next 60-75 days and stop the foreclosure.
2. Negotiate a loan modification or forebearance with their bank.
3. Refinance & since the current loan (including delinquencies) to value is around 55% this is a very real option.
4. Put their home on the market for fair market value and walk away with close to a quarter of a million dollars in their pocket.

The chances of you buying this home for the current loan balance plus delinquencies is very slim. If you would be interested in this home even at a price closer to its fair market value, let me know. We can contact the home owner and see if they are entertaining the thought of selling their home as one of their options. Dare to Dream.

Shel-lee Davis, CDPE
Your Real Estate Consultant for Life
RE/MAX Palos Verdes Realty
http://shel-lee.listingbook.com - Fri Nov 27 2009, 06:30

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