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Robin Malley
"We Move the World! Ask Me How!"
- 6 Answers
Locations:
Web sites:
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Experience:
Broker/Manager for Rio Vista Realty
July 2009—present
Senior Visce President
Senior Visce President
Broker Associate, Manager for Friedberg Properties & Associates
April 2006—July 2009
Manager - River Vale office
Manager - River Vale office
Specialties:
Residential Sales and Marketing
Commercial and Residential Leasing ... show more
Commercial and Residential Leasing ... show more
Certifications
& Awards:
& Awards:
Graduate Realtor Institute (GRI)
e-Pro ... show more
e-Pro ... show more
About:
Actively involved in Bergen County real estate since 1991
Lifelong resident of the Pascack Valley. ... show more
Lifelong resident of the Pascack Valley. ... show more
Robin Malley answered:
We just closed on one with two mortgages. The banks took $300,000 less than the amount owed. It took several months and hundreds of hours of going back and forth, but it finally happened.
Your situation will not only depend on the lenders and how much they are willing to 'forgive', but the negotiators as well. Is the current owner going to have to sign a note? Who is doing your negotiating? A Realtor who is familiar with short sales or an attorney who has handled short sales? If either is not skilled in the process, it will be difficult to get your home.
If you push the lender's negotiator too hard, the house could end up in the foreclosure pile! Sometimes the lenders just won't budge! Good luck.
Your situation will not only depend on the lenders and how much they are willing to 'forgive', but the negotiators as well. Is the current owner going to have to sign a note? Who is doing your negotiating? A Realtor who is familiar with short sales or an attorney who has handled short sales? If either is not skilled in the process, it will be difficult to get your home.
If you push the lender's negotiator too hard, the house could end up in the foreclosure pile! Sometimes the lenders just won't budge! Good luck.
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