Hello Steven,
I have a few questions for you if you do not mind.
Do you have any money saved for a down payment and closing costs? Do you know what your credit scores are?
If you do have money saved and you have good credit, you can then find a buyer agent that you will feel comfortable with and then get approved for a mortgage.
Since you are a first-time home buyer, you would be eligible for the first-time home buyer tax credit.
I myself was born in South Philadelphia and still have family there. I am extremely familiar with South Philadelphia.
Most important to you will be hiring a buyer agent who will protect and look out for you and your family. If you do not know any buyer agents, you can find one here on Trulia by simply reading the answers to your questions and then speaking with the one that you feel will be best for you.
I would love to talk with you about your situation further. Feel free to contact me at (215) 669-0589 or simply email me.
Please feel free to check out my educational website which provides much information that you will find helpful as well as my blogs.
http://www.reneeporsia.com
You can also register for FREE to view every home for sale in the area that you want to live in.
Renee Porsia
Associate Broker
RE/MAX ACTION
(215) 669-0589 Direct
(215) 358-1100 Office ask for Renee
http://www.reneeporsia.com - Earlier today