There may be, depending on where, and your particular circumstances, but I from what I understand, they have very limited qualifications.
If you are concerned with closing costs, there may be other options available to you as well, whether you are a first time homebuyer or not!
If you'd like to speak with a loan officer who would be able to consult with you about your particular situation, please let me know.
Thank you so much, and good luck!
Sincerely,
Marney Kirk
Keller Williams Excellence Realty - Sat May 19, 2012