Peggy Johnson, Real Estate Professional in Charlotte, NC Email Phone
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Peggy Johnson

"Expert in Design, Redesign & Real Estate Staing"
Experience:
Owner for Redesign + More April 2008—present
At Redesign + More, we offer a variety of design consultation services from interior…
Design / Sales for Boyles Distinctive Furniture August 2007—April 2009
Interior Design and Interior Decorating • Space Planning • Furniture Selection…
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Specialties:
As a owner of Redesign + More I have always had a passion for decorating. I learned the basic concept of Interior Redesign and Real Estate Staging through ... show more
Certifications
& Awards:
Real Estate Staging and Interior Redesign School of Transformations
Presidents Award
... show more
Interests:
My interest is to create timeless designs, affordable redesigns and display ... show more
About:
As a owner of Redesign + More I have always had a passion for decorating. I learned the basic concept of Interior Redesign - Real Estate Staging - through ... show more
Testimonials:
"Wow! We love our new furniture and I cannot believe the family room not only did we get a great Room Design we also were able to incorporate our old with ... show more
Peggy Johnson answered:
Peggy,

In order to get the best answer for your question, you would need to tell the lender you want to work with about your future plans, financial needs and more. That way, he/she can help you figure out what is the best answer for you. However, here is a very general answer to your question:

If you have more than 20% equity, use the home as your primary residence, have good to excellent credit scores and sufficient income to qualify for a conventional loan, that is probably the better choice. If you plan to own the home longer than 5 years, a fixed rate mortgage would probably make more sense.

I hope this helps you.

Best regards,

Andres Gomez
704-488-4296 - Wed Nov 18, 2009
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