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Joshua Pick
"Start with Trust"
- 3 Helpful Answers
- 31 Answers
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Sr. Mortgage Consultant for Consumers Real Estate Finance Co.
February 2006—present
I have been with CREFCO for over 3 years now specializing in Government products!
I have been with CREFCO for over 3 years now specializing in Government products!
Specialties:
Visit my company's website to see testimonials for not only myself, but our company as a whole. We understand that customer service is the only way to
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About:
Hi, my name is Joshua Pick and I work for Consumers Real Estate Finance Company. I specialize in Government Home Loans such as FHA, VA, and USDA - which
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Joshua Pick answered:
Hi Carol,
In order to avoid the 20% down payment, you would have to purchase the home as your primary residence. Banks are telling you that you need the down payment because the home would be a vacation property. Do you plan on living in the residence for at least 6 months and 1 day? If you have any questions, please do not hesitate to call me!
Joshua Pick
Sr. Mortgage Consultant
216-236-7266
jpick@crefco.com
In order to avoid the 20% down payment, you would have to purchase the home as your primary residence. Banks are telling you that you need the down payment because the home would be a vacation property. Do you plan on living in the residence for at least 6 months and 1 day? If you have any questions, please do not hesitate to call me!
Joshua Pick
Sr. Mortgage Consultant
216-236-7266
jpick@crefco.com
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