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- 85 Answers
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Locations:
Web sites:
Profile Link:
Experience:
REALTOR for RE/MAX Premier Properties
September 2010—present
Work with Foreign/Domestic Investors. Specialize in Short Sales, Foreclosures/Bank Owned…
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Work with Foreign/Domestic Investors. Specialize in Short Sales, Foreclosures/Bank Owned…
Specialties:
Traditional & Regular Sales. New Construction Sales. Government/HUD Property Sales. Short Sales/Pre-foreclosures and REO/Bank Owned Properties Sales.
Certifications
& Awards:
& Awards:
ABR-Accreditied Buyer's Representative; CIAS-Certified Investor Agent Specialist; CDPE-Certified Distressed Property Expert; SFR-Short Sales & Foreclosure
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Interests:
Helping buyers & sellers navigate a sale successfully in the market.
About:
PERSONAL EXPERIENCE:
KNOWLEDGE ... show more
KNOWLEDGE ... show more
Testimonials:
"James,
We would like to thank you for all the help that you have given us through the Short Sale of our Home. Without your help we would have never been ... show more
We would like to thank you for all the help that you have given us through the Short Sale of our Home. Without your help we would have never been ... show more
James Williams answered:
Hello Tracey,
Typically you would like to have a credit score of at least 640; however, if it is below that and higher than 610 you may still have a shot obtaining a mortgage. There are so many programs today; we would just need to find the right one for you and your situation. As a first time home buyer; position yourself to know that this will be a journey with highs and lows. A lot of patience will need to be had for the process. Having a good strategy will definitely make you successful throughout the process. The first thing to do is get pre approved for a mortgage. This will let you know how much house you can afford. Second, view homes that interest you that you could afford. Thirdly, make reasonable offers with your REALTOR; the market today is very competitive. After getting an offer accepted. The fourth thing to do is get a home inspection; discuss with your REALTOR the positives and negatives then determine if you will move on through the process. Thereafter, you are headed to the closing table. Of course it's hard to relay all the points in the process; however, partner with a REALTOR that understands the process; and you will have a good experience.
Typically you would like to have a credit score of at least 640; however, if it is below that and higher than 610 you may still have a shot obtaining a mortgage. There are so many programs today; we would just need to find the right one for you and your situation. As a first time home buyer; position yourself to know that this will be a journey with highs and lows. A lot of patience will need to be had for the process. Having a good strategy will definitely make you successful throughout the process. The first thing to do is get pre approved for a mortgage. This will let you know how much house you can afford. Second, view homes that interest you that you could afford. Thirdly, make reasonable offers with your REALTOR; the market today is very competitive. After getting an offer accepted. The fourth thing to do is get a home inspection; discuss with your REALTOR the positives and negatives then determine if you will move on through the process. Thereafter, you are headed to the closing table. Of course it's hard to relay all the points in the process; however, partner with a REALTOR that understands the process; and you will have a good experience.
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