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Jacqueline Clarke

"Down Payment Assistance Specialist"
  • 29 Helpful Answers
  • 103 Answers
  • 4 Blog posts
Mortgage Broker or Lender at Enterprise Mortgage Group, Inc.
Experience:
Loan Officer for Enterprise Mortgage Group June 2008—present
Loan Officer originate purchase and refinance loans. Conduct classes on SHIP programs…
Loan Officer for Town & Country Mortgage October 2006—June 2008
Originated purchase and refinance loans. FHA and conventional. Conduct classes on SHIP…
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Specialties:
Working with First Time Homebuyers who need Down Payment Assistance.
Also work with FTHB that use down payment assistance to purchase homes with rehab
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Certifications
& Awards:
Approved Lender with City of Orlando.
Previously closed loans with Orange County, Seminole County and Florida Housing Mortgage Revenue Bond Program.
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Interests:
Bike riding, attending festivals, reading,
About:
I am a loan officer with a boutique firm in Winter Park. We do everything - Reverse Mortgages, refinances, commercial loans and loan modifications.
After
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Jacqueline Clarke answered:
I too have faced this dilemma with a first time homebuyer I was working with. I also agree with your position that the buyer should have an opportunity to negotiate or decide whether they want to pay, what I consider, a Seller's side fee.

I don't know if they listing agent can cancel your offer but I would ask her if the bank will pay for the fee or if the agent or agents are willing to split the fee 3 ways to help make the deal work.

Good luck,
Jacqueline Clarke
Down Payment Assistance/Rehab (203k) Loan Specialist
Enterprise Mortgage Group, LLC
1850 Lee Road, Suite 140
Winter Park, FL 32789
Direct: 407-739-3853
Fax: 407-951-8886 - Mon Nov 23 2009, 12:37

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