Hi Seekingcincy, this is Red over here at Century 21 Merit office. A 658 is a good score but you should aim a little higher so you can get a better rate. Depending on where you got this score from (hopefully not from my fico.com) it indicates to me that you need to pay down on some of your credit and build. So you need several plans, one for your credit and one your your reserves. The question I have for you is..how long do you plan to live in the house you plan on buying?
Naeema "Hey Red" Mansur
213-858-8600 - Tue Apr 14 2009, 21:08