Don't forget we have the "loyal opposition" out there sowing hate and decite. I believe a 4 yr old can buy a house. Its income tax responsibilty where the tax credit would appear is another thing. Principle residence, single filer, are just two requirements. I'm not surprised anymore that Americans can commit fraud, in fact it seems we live in a very corrupt society. Tax fraud is our favorite crime, isn't is. And Greed is our national mantra. Maybe the tax credit should expire but not because of these tales from the "opposition." Maybe for the reasons that the housing market is just a slower a market. People who need, want and can buy are what makes the housing market. Higher Credit scores and financing conservatism alone is keeping the market honest now. - Sat Oct 31 2009, 21:55