Samir,
I have a working relationship with IndyMac, which is now One West Bank's, senior management. I have successfully negotiated short sales with IndyMac / OWB, should that be the option required to reslove your hardship. I am currently assisting a client, where IndyMac / One West Bank services the loan for Fannie Mae, which has their own rules regarding Loan Modifications and Short Sales.
You have several options to avoid foreclosure, however now that the NOD has been issued you need a professional experienced in postponing the NOTS. I am experienced in anaylzing your financial situation, which will be required in order to show you the options & programs available to resolve your hardship. I am current on President Obama's Making Homes Affordable" Streamlined Modification Program" and can provide you guidance on this program.
Please feel free to contact me for a free consultation, this is a very complex situation with to many variables to provide you with an indepth answer to your question. At this point it's unnecessary to pay attorney fee's, should your situation require an attorney I have a great referral.
Sincerely,
Gary Ricco, Certifed Distressed Property Expert
Keller Williams VIP Properties
661.290.3837
Click on this link to read a blog I wrote in regards to foreclosures:
http://activerain.com/blogsview/1096651/santa-clarita-realto… - Thu Jul 9 2009, 08:58