There still could be many changes to what is currently being talked about, but the concensus is that it will still be available in some form or other through the Spring Market and also be open to step-up buyers. My suggestion to buyers if the tax credit is extended is to NOT WAIT until the busy spring market to purchase, but to take advantage of the homes currently on the market or coming on the market before spring. In the Toledo OH area we have run into a number of multiple offers which resulted in buyers paying higher prices to get the home they wanted. - Mon Nov 2 2009, 13:54