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Emily S. Knell
"The Real Hope For Homeowners"
- 20 Helpful Answers
- 255 Answers
- 5 Listings
Locations:
Web sites:
Profile Link:
Experience:
Realtor for Main Street Realtors
August 1996—present
Specialties:
Helping owners with Negative Equity or those who are falling behind on their payments & need help NOW!
Assisting homebuyers to find GREAT deals on ... show more
Assisting homebuyers to find GREAT deals on ... show more
Certifications
& Awards:
& Awards:
Certified Short Sale Specialist
Interests:
Helping homeowners avoid foreclosure, playing my piano & most recently Kayaking
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About:
I have been a REALTOR since 1996 & am with Main Street Realtors in Southern California and also hold a Real Estate license in Las Vegas, NV with Elite
... show more
Emily S. Knell answered:
I believe it is possible. Although banks are way more conservative these days, there are still loans available like their were at the height of the market. They are just more difficult to get, requiring higher FICO scores & much larger down payments.
I am not a loan broker and I suggest you speak with one, my lender has been in the biz 30yrs, you can send her an email, she is usually quick to respond: ASpellman@StratisFinancial.com (Arlene Spellman)
The keywords you want to ask her about are "NO DOC / LOW DOC loans" Also "NO INCOME VERIFICATION OR ASSET VERIFICATION LOANS"
Again, these loans still do exist, but you're going to be bringing in a Hefty down payment, maybe as high as 30%. I am unsure about FICO score minimum, just ask Arlene about it.
emilyknell1@yahoo.com
I am not a loan broker and I suggest you speak with one, my lender has been in the biz 30yrs, you can send her an email, she is usually quick to respond: ASpellman@StratisFinancial.com (Arlene Spellman)
The keywords you want to ask her about are "NO DOC / LOW DOC loans" Also "NO INCOME VERIFICATION OR ASSET VERIFICATION LOANS"
Again, these loans still do exist, but you're going to be bringing in a Hefty down payment, maybe as high as 30%. I am unsure about FICO score minimum, just ask Arlene about it.
emilyknell1@yahoo.com
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