Specialties:
First time homebuyers or any buyer that don't currently own a home, you must contact me to learn how in spite of todays market there is a program where
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About:
I'm a residential sales professional serving Philadelphia, Montgomery and Delaware Counties since 12/1999.
I have access to the best Mortgage program ... show more
I have access to the best Mortgage program ... show more
Deborah answered:
Hello Homebuyer,
USDA is the United States Department of Agriculture and I do not know of a loan program being offered by them.
PHFA is the Pennsylvania Housing and Finance Agency and they offer the State bond to assist with down payment and or closing costs, usually up to $3,000 and there are income restrictions.
FHA is the Federal Housing Administration and they provide mortgage insurance on loans offered by
FHA approved lenders. And it is also the largest mortgage insurer in the world.
The Tax credit advance loan is offered by PHFA and they are only offering up to $5,000 in advance, to help towards closing costs (there are income restrictions with this product also). I suggest contacting a local bank (Sovereign, Citizens or PNC) to get pre-approved, and write or give me a call for more details.
Deborah Francis
ERA Alliance Real Estate
Office: 215-224-210 ext.119
Cell: 215-626-5027
USDA is the United States Department of Agriculture and I do not know of a loan program being offered by them.
PHFA is the Pennsylvania Housing and Finance Agency and they offer the State bond to assist with down payment and or closing costs, usually up to $3,000 and there are income restrictions.
FHA is the Federal Housing Administration and they provide mortgage insurance on loans offered by
FHA approved lenders. And it is also the largest mortgage insurer in the world.
The Tax credit advance loan is offered by PHFA and they are only offering up to $5,000 in advance, to help towards closing costs (there are income restrictions with this product also). I suggest contacting a local bank (Sovereign, Citizens or PNC) to get pre-approved, and write or give me a call for more details.
Deborah Francis
ERA Alliance Real Estate
Office: 215-224-210 ext.119
Cell: 215-626-5027
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