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Dave Knudson
"Professionally Serving YOUR Needs"
- 11 Answers
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Experience:
Mortgage Consultant for American Home Mortgage
May 2009—present
My goal, my obsession, is to add value to those around me. As a mortgage consultant I…
My goal, my obsession, is to add value to those around me. As a mortgage consultant I…
Real Estate Agent, Manager for WestUSA, Coldwell Banker
April 1984—April 2000
As a residential Realtor was the winner of numerous residential builder awards selling…
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As a residential Realtor was the winner of numerous residential builder awards selling…
Specialties:
Helping clients exceed their goals through consistent, professional service dedicated to serving THEIR needs!
Certifications
& Awards:
& Awards:
* 5 time winner of local builder's Outside Agent of the Month Award
* 2 time winner of annual Realtor Recognition Award for being one of the top 10 sales ... show more
* 2 time winner of annual Realtor Recognition Award for being one of the top 10 sales ... show more
Interests:
Arizona, golf, football "Da Bears!", dogs, family, hiking/camping, travel, San
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About:
With 30 years experience in the Services Industry--the last 25 in Arizona serving the real estate/finance/insurance industry my goal has always been to
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Dave Knudson answered:
Hi Frances,
To provide you with the Summer 2009 version to answer your question...
FHA is going very strong here in Tucson and throughout AZ along with the rest of the country as a result of the financial disarray going on these days. I'd rate it the best overall loan program in general terms. VA has a much shorter list of lenders although I've many. The critical issue in southern AZ to know these days as a Realtor is that it is virtually impossible to close a VA loan on a manufactured home when looked at in real world terms. There are still 2 or 3 lenders that say they will but will require your borrower to have up to 6 months reserves, not have a second home, take 30-45 days to underwrite then come back with conditions, etc. This specific situation has dramatically tightened up since May 09.
I hope this helps you with your clients! If I can be of service never hesitate to call me at 502-971-8291.
Dave Knudson
To provide you with the Summer 2009 version to answer your question...
FHA is going very strong here in Tucson and throughout AZ along with the rest of the country as a result of the financial disarray going on these days. I'd rate it the best overall loan program in general terms. VA has a much shorter list of lenders although I've many. The critical issue in southern AZ to know these days as a Realtor is that it is virtually impossible to close a VA loan on a manufactured home when looked at in real world terms. There are still 2 or 3 lenders that say they will but will require your borrower to have up to 6 months reserves, not have a second home, take 30-45 days to underwrite then come back with conditions, etc. This specific situation has dramatically tightened up since May 09.
I hope this helps you with your clients! If I can be of service never hesitate to call me at 502-971-8291.
Dave Knudson
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