David A. Muti, JD, RMA, is an accomplished author, key-note speaker, business trainer and most importantly husband and father. Mr. Muti is also a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in New Jersey. In this role he manages a team of specialists who assist clients in the purchase and refinancing of their homes and investment properties. Mr. Muti meets with clients daily educating them on alternative methods of leverage and retirement planning, enabling families to obtain their dreams and goals of home ownership and asset protection for a safer and happier retirement. He teaches his clients how to make money using their mortgage as a financial instrument. This is accomplished by structuring their home financing in a manner that will achieve the goals of maximizing tax deductions, improving their current cash flow, increasing their net worth and ultimately increasing their retirement income. In addition to his role with clients, Mr. Muti is a founding member and president of Forgotten Equity, Inc. Here he leads the vision and strategic growth of the company which serves as an online sales and marketing firm for individuals specializing in the mortgage and financial planning industries through its proprietary software. The company’s mission is to educate the consumer while serving as the marketplace for these two industries to work in tandem to preserve consumers’ assets and grow their overall wealth to a level they never thought possible. Mr. Muti is also a founding member of P.O.N.O. Training based in Hawaii. P.O.N.O.’s mission is to be the most progressive and innovative training company in the financial industry utilizing a “Wholistic” approach enabling its architects to bring meaningful change into families lives who will in turn become the architect’s champion.
Mr. Muti is a seasoned professional with extensive profit-and-loss, operational and general management experience. His background is deeply entrenched in real estate, beginning in college with the purchase of his first home and then with the establishment of his law practice in 1991-2000. He has a proven track record of successfully building and advising profitable new businesses and improving established businesses. Previously, Mr. Muti was a manager of international real estate at a Fortune 500 company overseeing leasehold acquisitions in Europe and Asia. Before that Mr. Muti was a partner in a general practice law firm that concentrated on real estate and small business needs. In November 2007 Dave stepped down from his tenure on the Board of Directors of Chronic Disease Fund, Inc, a national charity based out of Frisco, Texas to focus on writing, speaking and his clients. CDFund.org is one of the largest providers of co-pay assistance in the country providing financial assistance to those underinsured patients diagnosed with chronic or life altering diseases requiring the use of expensive, specialty therapeutics. Mr. Muti is a graduate of Ithaca College and Vermont Law School and has lived in Morris County, New Jersey since 1977. He has a beautiful wife and has two sons. He is very passionate about helping improve everyone’s well being when possible.