FHA Loans have more flexibility when it comes to credit scores than conventional loans. However, the other factors will be income. I would talk to an agnet you trust and know who can direct you to a FHA Approved Lender who can help you look into all the necessary avenues. If you need me to refer you to an agent in San Antonio I would be more than happy.
Below is a link to the governments FHA Loan guides.
Good Luck!
Tiffany Copland
The Copland Team
http://www.hud.gov/buying/loans.cfm - Tue Sep 7, 2010