Great answers. Seeing a Lawyer is important but many of us know they are good at getting things resolved but are not always that creative. Take a deep breath. Maybe you can hold them off. Our office is in Bethany...I live there...and we are experienced in the options that have been discussed and then some.
Check us out at OregonShortSaleBrokers.com or on google under Oregon Short Sales and you will see we come up #1.
You have some time so be smart and listen to what is being said here. You need to hire someone competent and let them run through all the options.
I know what this is like because we have been through it too!
Best wishes and stay strong!
Dirk Knudsen
Principal Broker
Re/Max Metro Gold
Bethany Village Mall
5037998383 - Sun Jan 9, 2011