Ann Liberato (NMLS MLO #171686), Real Estate Professional in Kirkland, WA Email Phone
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Ann Liberato (NMLS MLO #171686)

"Mortgage Banker"
  • 3 Answers
  • 2 Blog posts
Mortgage Broker or Lender at Cobalt Mortgage
Experience:
Area Manager/Founding Partner/Sr Loan Officer for Cobalt Mortgage January 2002—present
Cobalt is the largest privately held retail mortgage company in the state of Washington.…
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Specialties:
Educating first time and move up homebuyers for successful long term home ownership
Certifications
& Awards:
Certified Mortgage Planning Specialist, Certified Mortgage Planner
Interests:
Rotary, travel, wine, relationship building
Ann Liberato (NMLS MLO #171686) answered:
Dear Starting Over,

In order to qualify for a home mortgage in the current environment you are going to need a mid credit score in of 620 or higher. This may go to 640 soon. Do you have a copy of a recent credit report? If so you could email it to me and I would be happy to review it. There are also a couple of reputable credit education companies that may be able to help you if you are interested I would be happy to provide the information.

Take care,
Ann - Wed May 12, 2010
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