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Vicki Lloyd
"Friendly & Tech Savvy Realtor"
- 36 Helpful Answers
- 65 Answers
- 2 Questions
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Experience:
Real Estate Consultant for The Real Estate Professionals
March 2007—present
I work with both buyers and sellers in the greater South Orange County area. As an "…
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I work with both buyers and sellers in the greater South Orange County area. As an "…
Specialties:
I love taking lots of photos of homes, and almost always create a virtual tour for my listing clients. Technology is fascinating to me, so I keep up-to-date
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Certifications
& Awards:
& Awards:
I have some, but if I bragged about them, I would be just like everybody else! (and how much are you going to believe me about being "#1 Something" anyway?)
Interests:
I love being outdoors in the sunshine! When I'm not working, I like to go to
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About:
I am a local Realtor with over 15 years experience in South Orange County. As a Southern California native, and 4th generation California Realtor, I've
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Testimonials:
"Thanks so much for helping us sell our house in Rancho Santa Margarita. Your photos, flyers, and internet advertising absolutely made the difference
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Vicki Lloyd answered:
The NOD ("Notice of Default") was just filed in July. That gives the owner 90 days to catch up his back payments, sell (short sale?) or work out a loan modification. If he doesn't do any of that, the lender may file a NOT ("Notice of Trustee Sale") which will allow them to foreclose after 21 days.
There are many ways that the entire process may be delayed - papers can get lost, the owner may declare bankruptcy, a short sale buyer may come in at the last minute, etc. I have seen the foreclosure sales be postponed for 30 days at a time over and over, until the lender has to cancel it and start the whole process again! There is no way to tell how long it might take.
There are many ways that the entire process may be delayed - papers can get lost, the owner may declare bankruptcy, a short sale buyer may come in at the last minute, etc. I have seen the foreclosure sales be postponed for 30 days at a time over and over, until the lender has to cancel it and start the whole process again! There is no way to tell how long it might take.
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