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Chris Head, GRI, CBR, GREEN

"Helping clients get the best price,with the most protection,& the least stress"
Experience:
Real Estate Consultant for William Raveis Real Estate September 2006—present
Realtor/consultant helping selling clients get the best sales price with creative marketing…
Director - Secretary for Plymouth and South Shore Association of Realtors August 2008—present
Representing the members of Massachusetts' largest regional Board of Realtors.
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Specialties:
Creative Marketing Strategies - Maximum Internet Exposure
First Time Buyers
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Certifications
& Awards:
Graduate Realtor Institute (GRI)
Certified Buyer Representative (CBR)
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About:
A full time REALTOR and consultant with William Raveis Real Estate; (GRI) Graduate REALTOR Institute, (CBR) Certified Buyer Representative, and skilled ... show more
Testimonials:
"“I have had the pleasure to not only have Chris as my real estate agent but as my boss. I worked for Chris when he was the President of Northeast Hospitality ... show more
Chris Head, GRI, CBR, GREEN answered:
Pixeltip-
I think we're all curious about whether your loan provider used assessed or appraised value in their decision. As Gregory and Rudy already said, the lender should be using the value from the appraisal, not the town's assessed value. Town assessed values are almost irrelevant to market value. Even where a town assesses at 100% value, the assessed value is 18 or so months old.

In Hanover sale prices with respect to assessed values are all over the place. Below are Hanover single family sales (60) for the last six months from the MLS (Sorry about the formatting):

# Street Sale Price Assessment Tax Year Difference % Sale to Assessed
32 Buttercup Lane 625,000 702,500 2009 (77,500) 89%
265 Silver St 315,000 349,700 2008 (34,700) 90%
204 East St 316,000 365,300 2009 (49,300) 87%
851 Main Street 377,500 386,300 2009 (8,800) 98%
193 Woodland Dr. 405,000 377,500 2008 27,500 107%
736 Hanover Street 298,000 323,100 2009 (25,100) 92%
26 Summer St 196,500 270,500 2009 (74,000) 73%
68 Hoover Rd 275,000 326,300 2008 (51,300) 84%
10 Jutila Farm Path 699,000 700,000 2009 (1,000) 100%
24 Estes Rd 330,000 350,500 2009 (20,500) 94%
228 Old Farm Road 380,000 353,800 2009 26,200 107%
104 LONGWATER DR 647,500 729,800 2009 (82,300) 89%
61 PAT ROAD 295,000 300,900 2009 (5,900) 98%
44 Buena Vista Way 682,000 663,600 2008 18,400 103%
299 Broadway 330,500 320,200 2009 10,300 103%
43 Forest St 910,000 955,000 2009 (45,000) 95%
1194 Broadway 390,000 406,600 2010 (16,600) 96%
36 Bittersweet Ln 368,000 356,000 2009 12,000 103%
32 Shingle Mill Ln 535,000 467,800 2009 67,200 114%
1284 Broadway 310,000 347,000 2009 (37,000) 89%
26 Honeysuckle Lan 765,000 790,200 2009 (25,200) 97%
7 Jefferson Rd. 235,000 281,500 2009 (46,500) 83%
1142 Main Street 413,500 356,200 209 57,300 116%
3 Gardner Way 840,000 863,600 2009 (23,600) 97%
132 Homestead Lan 837,500 893,200 2009 (55,700) 94%
81 Center Street 430,000 361,700 2009 68,300 119%
63 North St 280,000 301,100 2009 (21,100) 93%
37 Karen Rd 455,500 423,400 2009 32,100 108%
612 Broadway 325,000 303,000 2009 22,000 107%
81 Water St 305,000 340,800 2009 (35,800) 89%
94 Tucker Rd 371,750 318,500 2009 53,250 117%
47 Fair Acres Dr 350,000 342,300 2009 7,700 102%
25 Chestnut St 305,000 346,900 2009 (41,900) 88%
41 Hearthstone Way 675,000 580,600 2009 94,400 116%
1072 Main Street 252,838 318,700 2009 (65,862) 79%
85 Bardin Street 375,000 331,600 2009 43,400 113%
1241 Broadway 245,000 313,500 2009 (68,500) 78%
22 Autumn Lane 650,000 595,300 2009 54,700 109%
53 Lally Farm Drive 910,000 904,100 2009 5,900 101%
313 Old Town Way 385,000 347,800 2009 37,200 111%
28 Cheryl Ln 295,000 329,000 2009 (34,000) 90%
171 Plymouth Road 460,000 433,800 2009 26,200 106%
26 Brewster Ln 350,000 333,100 2009 16,900 105%
489 King Street 246,450 309,700 2009 (63,250) 80%
94 Heritage Way 474,250 449,700 2009 24,550 102%
23 Estes Rd 356,500 355,700 2009 800 100%
314 Whiting Street 408,000 363,500 2009 44,500 112%
166 Winter St 194,000 338,800 2009 (144,800) 57%
304 Cedar Street 540,000 525,900 2009 14,100 103%
45 Davis Street 305,000 283,700 2009 21,300 108%
352 King Street 230,000 382,200 2009 (152,200) 60%
7 Riverside Drive 350,000 371,900 2009 (21,900) 94%
441 Whiting St 137,000 287,400 2009 (150,400) 48%
132 Old Farm Road 321,500 341,500 2009 (20,000) 94%
133 Twin Fawn Drive 412,450 384,900 2009 27,550 107%
108 Summer st 241,900 369,700 2008 (127,800) 65%
16 Oakland Avenue 337,000 342,700 2009 (5,700) 98%
19 Miller's Lane 506,000 535,100 2009 (29,100) 95%
47 Deborah Road 475,000 385,600 2009 89,400 123%
Average Sale to Assessed 96% - Sat Jan 2 2010, 07:56

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