Dan Harris wrote the book "How To Modify Your Mortgage" and he operates Harris Capital Management, The Home Retention Group and LoanModMan.com. He is headquartered in New York and can provide detailed information on How to Negotiate a Loan Modification with your current lender.
Homeowners in Danger of Losing their Homes will be happy they stumbled across Mr. Harris.
Dan is also available for seminars and speaking engagements. He can be reached at LoanModBook.com and LoanModMan.com