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For Professionals

Patti Ann Kasper, GRI, Real Estate Professional in Minneapolis, MN

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Patti Ann Kasper, GRI

"Experienced Full Time REO BPO REALTOR!"

Overview

Listings (1)

Q&A (66)

Resume

Blog

Resume »

Experience:

REALTOR®, GRI for EXIT REALTY NEXUS June 2005—present
Graduate Realtor Institute. In these trying times, I am helping both Buyers and Sellers…

Specialties:

* Working with home Buyers - First time or experienced buyers.
* Working with home Sellers - Aggressively marketing your listing. ... show more

Certifications
& Awards:

GRI, Graduate Realtor Institute

Interests:

I'm a real down-to-earth kind of person. I'm not the kind of person who has I'm a real down-to-earth kind of person. I'm not the kind of person who has to drive a fancy car - I drive a 2002 4x4 pickup truck - which is much more practical when showing homes in rural areas, especially in the winter.
I love maps, geography, cultures, and demographics. Ever since I was a kid, I would study maps and wonder what it would be like to live in a certain place and what gives an area its "local flavor". I especially liked the maps that were in the alamanc; you know the ones that show what mining activities or what crops are grown there - I could study them for hours on end. I know, I'm weird! But that is part of what makes me such a great REALTOR
I love my goofy Basset Hound, Clyde - he's my House Hunting Hound! He's short and slobbery with long ears and a big heart - kinda like me, except for the long ears!
I also enjoy gardening, but my physical disabilities don't allow me to do too much these days.
Before becoming a REALTOR, I was a Research and Development Technician in the Electronics Industry where I helped develop microelectronic circuits (computer chips) and later a Telecommunications Technician and did installation, troubleshooting, and maintenance of high speed T1, T3, and fiber optic services for commercial customers. So that's where I get my technical abilities.
After I was injured in a car accident I had to re-invent myself due to physical limitations. Since I couldn't haul around the test equipment anymore, I decided I wanted to do something to help people. So I combined that desire with my life long interest in Geography and became a REALTOR.
I truly believe that every American should have the chance to own their own home, but I do not pressure or encourage anyone to purchase a home that is beyond their reach. The rule of thumb that I firmly believe in is - ideally, your housing costs should be approximately 1/3 of your gross income (30% to 40%). That way, you'll be able to STAY in your home if something unexpected happens! And believe me, something unexpected is bound to happen: cars break down, kids get sick, people get laid-off - all kinds of monkey wrenches can be thrown into your plans. Its better to start off small and work your way up. Being old enough to have lived through and survived the recessions of the 70's and 80's - I know how to prepare for and deal with hard times. ... show more

About:

My mission is simple: to help you develop YOUR personal wealth and realize YOUR real estate goals by capitalizing on my expertise, experience, advice, ... show more

Testimonials:

"The "REALTOR® EXTRAORDINAIRE": Who does a real estate agent call when they need help selling their property? Why Patti Ann Kasper of course!
When ... show more

Listings (1) »

1 results

962 Lawson Ave E
$149,900

2 br 1 ba 1,100 sqft

Single-Family Home

Recent Q&A »

I have a large mortgage payment of 1900/mth I am currently in a debt settlement program. I cannot afford to

Asked Sat May 3 2008, 10:38 by Annie Watson - Foreclosure in Minneapolis - 8 answers

Patti Ann Kasper, GRI answered:

First of all, be careful of the answers from people who are not licensed Realtors in Minnesota. The laws in Minnesota are quite different from those in other states and you want to make sure you get good information.

Have you contacted a tax professional or a lawyer? Do you have a hardship? Have you contacted your Lender? How many mortgages do you have? There are many variables that need to be considered.

You should visit the Minnesota Home Ownership Center first. http://www.hocmn.org/en/index.cfm They have lots of information on loan modifications and other programs that might help.

I don't quite understand why you say, "I am OK with renting although hate the repercussions of foreclosure". Foreclosure and Renting are not related activities. If you decide to rent, you need to make sure that the mortgage, insurance, taxes, and any other legal obligations are kept current (your city may additional fees and/or licensing requirements for landlords).

If you decide to go with a short sale, remember that the Lender must agree to it and this does not mean that you are off the hook. Many homeowners end up having to pay a deficiency judgement after a foreclosure or short sale, depending on circumstances.

In the end, remember it is your responsibility and there is no such thing as "just walking away". There are always consequences. - Tue Oct 27 2009, 10:19

Recent Blogs »

"What is a REO and why do you care? Minnesota Specific Info for Home Buyers in Minneapolis & the Northwest Metro Area"

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