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sres: Seniors Real Estate Specialist
The SRES® Designation program educates REALTORS® on how to profitably and ethically serve the real estate needs of the fastest growing market in real estate, clients age 50+. By earning the SRES® designation, you gain access to valuable member benefits, useful resources, and networking opportunities across the U.S. and Canada to help you in your business.
gri: Graduate, REALTOR® Institute
REALTORS® with the GRI designation have in-depth training in legal and regulatory issues, technology, professional standards, and the sales process. Earning the designation is a way to stand out to prospective buyers and sellers as a professional with expertise in these areas.
abr: Accredited Buyer’s Representative
The Accredited Buyer’s Representative (ABR®) designation is designed for real estate buyer agents who focus on working directly with buyer-clients at every stage of the home-buying process.
sfr: Short Sales and Foreclosure Resource
The SFR® certification teaches real estate professionals to work with distressed sellers and the finance, tax, and legal professionals who can help them, qualify sellers for short sales, develop a short sale package, negotiate with lenders, safeguard your commission, limit risk, and protect buyers.
Through NAR's Green Designation, the Green Resource Council provides ongoing education, resources and tools so that real estate practitioners can successfully seek out, understand, and market properties with green features.
crb: Certified Real Estate Brokerage Manager
The Certified Real Estate Brokerage Manager (CRB) is one of the most respected and relevant designations offered in real estate business management and is awarded to REALTORS® who have completed advanced educational and professional requirements. CRB Designees are better positioned to streamline operations, integrate new technology and apply new trends and business strategies. Join today and discover a new approach to enhancing knowledge and leveraging opportunity.
cpm: Certified Property Manager
CPM designees are recognized as experts in real estate management. Holding this designation demonstrates expertise and integrity to employers, owners, and investors.
crs: Certified Residential Specialist
The CRS designation is the highest credential awarded to residential sales agents, managers, and brokers. On average, CRS designees earn nearly three times more in income, transactions, and gross sales than non-designee REALTORS®.
alc: Accredited Land Consultants
The esteemed Accredited Land Consultants (ALCs) are the most trusted, knowledgeable, experienced, and highest-producing experts in all segments of land. Conferred by the REALTORS® Land Institute, the designation requires successful completion of a rigorous LANDU education program, a specific, high-volume and experience level, and adherence to an honorable Code of Conduct.
cips: Certified International Property Specialist
Instantly align yourself with the best in international real estate by earning the CIPS designation. The program includes five full days of study focusing on the critical aspects of international real estate transactions, and an influential network of 2,000 professionals who turn to each other first when looking for referral partners.
epro: Certified Internet Professional
NAR's e-PRO® certification teaches you to use cutting-edge technologies and digital initiatives to link up with today's savvy real estate consumer.
bpor: Brokers Price Opinion
The BPOR certification provides REALTORS® with knowledge and skills to perform accurate and professional broker price opinions (BPOs) and comparative market analyses (CMAs), while reducing risk and increasing opportunities.
pmn: Performance Management Network
This designation is unique to the REALTOR® family designations, emphasizing that in order to enhance your business, you must enhance yourself. It focuses on negotiating strategies and tactics, networking and referrals, business planning and systems, personal performance management and leadership development.
ccim: Certified Commercial Investment Member
The Certified Commercial Investment Member (CCIM) designation is commercial real estate’s global standard for professional achievement, earned through an extensive curriculum of 200 classroom hours and professional experiential requirements. CCIMs are active in 1,000 U.S. markets and 31 other countries and comprise a 13,000-member network that includes brokers, leasing professionals, asset managers, appraisers, corporate real estate executives, investors, lenders, and other allied professionals.
cre: Counselors of Real Estate
The Counselors of Real Estate® is an international group of recognized professionals who provide seasoned, expert, objective advice on real property and land-related matters. Only 1,100 practitioners throughout the world carry the CRE® designation. Membership is by invitation only.
gaa: General Accredited Appraiser
For general appraisers, this designation is awarded to those whose education and experience exceed state appraisal certification requirements and is supported by the National Association of REALTORS®.
mrp: Military Relocation Professional
NAR's Military Relocation Professional certification focuses on educating real estate professionals about working with current and former military service members to find housing solutions that best suit their needs and take full advantage of military benefits and support.
raa: Residential Accredited Appraiser
For residential appraisers, this designation is awarded to those whose education and experience exceed state appraisal certification requirements and is supported by the National Association of REALTORS®.
rce: REALTOR® Association Certified Executive
RCE is the only professional designation designed specifically for REALTOR® association executives. RCE designees exemplify goal-oriented AEs with drive, experience and commitment to professional growth.
rsps: Resort and Second-Home Specialist
This certification is designed for REALTORS® who facilitate the buying, selling, or management of properties for investment, development, retirement, or second homes in a resort, recreational and/or vacation destination are involved in this market niche.
sior: Society of Industrial and Office REALTORS®
The SIOR designation is held by only the most knowledgeable, experienced, and successful commercial real estate brokerage specialists. To earn it, designees must meet standards of experience, production, education, ethics, and provide recommendations.
srs: Seller Representative Specialist
The Seller Representative Specialist (SRS) designation is the premier credential in seller representation. It is designed to elevate professional standards and enhance personal performance. The designation is awarded to real estate practitioners by the Council of Real Estate Brokerage Managers (CRB) who meet specific educational and practical experience criteria.
awhd: At Home With Diversity
Learn to work effectively with – and within – today’s diverse real estate market. The At Home With Diversity certification teaches you how to conduct your business with sensitivity to all client profiles and build a business plan to successfully serve them.
Check out all of Gordon Haraway's activity on the Trulia community, Trulia Voices. If you have a real estate question, get answers from professionals by posting there.
- Answered by Gordon Haraway
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Q:A:The short answer is yes providing you qualify for both mortgages. You cannot use future rental income on the property you are vacating unless you have more than 30% equity and a rental contract in place and proff of rent income which is unlikly since you are still living in the home. That said you will need to qualify on both payments. Wish ou the best, Gordon
Q:A:Hi Tonya, 657 Mid score is a definate yes. Use the maryland Mortgage Program or CDA as it is also known, You can get $5,000 to use for your down payment or closing costs. Great program for the first time home buyer. let m eknow if I can help, not all lenders are approved to offer this program 1st Marinier may be an ok lender but they are not approved by the state of Maryland. Let me know if I can assist you. Good Luck
Q:A:Harsich, Using price per square foot is flawed in many ways. It is really the final step to use when narrowing down an asking price. agents will run comps on comparable homes within a mile radius of the neighboirhood you are considering. A vital stat you must remember is do not compare sq ft costs on different styles of houses. Such as you don
Q:A:Hi Letisha, I specialize in teh MD CDA Maryland Mortgage Program. Anyone who qualifies can get $5,000 fron their DSELP loan which is a zero interest, zero monthly payment deferred loan that only requires repayment when you sell your home or refinace. The minimum mid score needed is 620. Now lets talk about this home buyer workshop you referred to, The CDA program requires an 8 hour home buyers class offered by an approved non profit agency. The certifacate you receive is good for one year. It sounds like your credit needs just a little work to get up to that 620 minimum score. I can review your credit with you at no charge and put you on the right track. If you have any questions, send me an email through my web site. Best of luck
Q:A:You say your both a buyer and seller so a short sale in not the way to go if you can avoid it. If you do a short sale you will be prohibited form buying another home for a while. If the financial numbers are close, work a deal with an agent so they get the transaction when you buy another home. You must realize the typical commission of 6% is split a few different ways. First it;s generally split down the middle so teh buyers agents gets 1/2 and listing agent gets half. Then each of those agents split their 1/2 with their brokerage somewhere between 40-70 percent. The best you can expect on the selling end is about 4% -4-1/2% if you find the right agent assuming they also get your purchase business.
Q:A:Real estate agents can only relay crime stats and cannot by law relate any personal preferences. It can be frustrating for a buyer to just hear check with the local ploice reports and drive the neighborhood. That is the best advice really, drive at different times of day and night and weekends to get afeel for the neighborhood. If you need a loan for that home I can help. I specialize in the Maryland Mortgage Program for first time home buyers. Wish you the best.
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