Graham W. Parham has been a mortgage specialist for over 15 years with 22 years in sales and marketing. Graham’s lending experience has been focused mainly on residential mortgage loans for owner occupied and non-owner occupied properties. Working closely with his team, Graham helps new and seasoned investors understand a way of thinking that may be in direct contrast to what has been practiced or taught previously. Without overwhelming his clients with information, and more importantly cost, he gives clients a knowledge base reaching far outside the everyday lender/borrower relationship. Graham understands the needs and objectives on how to grow a strong portfolio and it is this experience that instills in him a strong, precise code of ethics to which he has built a loyal client base. As an active investor himself, Graham stays current of changes within the mortgage lending industry. He has gained a working knowledge of systems management and automation, giving him special insight to the rapidly changing world of real estate financing. In addition, his financial background gives him the ability to assess each client’s financial situation and determine the best available mortgage loan program for their individual needs.
The Parham Team’s mission is to consult every investor based on those individualized situations and goals. Whether you are buying your first investment property or are a seasoned investor, we carefully look at your options that will give you the best opportunity for success. Because we know how important your investment financing strategy is, our extensive research and knowledge of those programs will be brought forward in educating you as an investor, throughout the lending process.
The Parham Team is completely submerged in the real estate investing industry and has access to many lenders nationally. Our clients benefit from up to date guidance on all conventional investor loan programs, and less known creative financing strategies. Knowing that an investment loan will be far more scrutinized, it is Graham and his team of underwriters who understand a loan processed for a rental property versus that of an owner occupied residence.
Just as you would not seek legal counsel from someone who does not have a law degree, nor should you trust a loan originator for your investment property loan from someone that is not an investor themselves. W. J. Bradley Mortgage Capital, LLC. is an unparalleled mortgage lender whose delivery sets us apart!