It looks like Javascript is disabled in your browser. Trulia requires Javascript to be enabled in order to use our site.
Please follow these instructions to enable Javascript.

For Professionals

Carla Muss-Jacobs, ABR, CEBA, e-PRO, Real Estate Professional in Portland, OR

Email Phone

749 views

Carla Muss-Jacobs, ABR, CEBA, e-PRO

"A Realtor by Profession . . . an EBA by CHOICE!!"

8 Helpful Answers
73 Answers
1 Blog post

Broker at EBA Portland, LLC

Locations:

Portland, Beaverton, Tigard, Hillsboro, Lake Oswego

Web sites:

My Website, My Blog, Localism

Profile Link:

http://www.trulia.com/profile/EBAPortland/

Overview

Q&A (73)

Resume

Blog

Resume »

Experience:

Broker/Owner for EBA Portland, LLC September 1999—present
Because I knew BUYERS were under-represented in the market place, I started up EBA Portland,…

Legal Assistant for Various Law Firms January 1983—July 1999
For over 15 years, my career was in the legal field. I worked on extensive litigation…

Specialties:

I assist buyers in the following:
* First time Buyers - Offering a FREE 1 hour consultation. Going over the basic steps of buying real estate. I like I assist buyers in the following:
* First time Buyers - Offering a FREE 1 hour consultation. Going over the basic steps of buying real estate. I like to meet and greet at Starbucks (or other coffee establishment) and meet informally, going over some basic steps, answering your questions, and getting to know you, what you might be looking for in a home, and telling you about the local market trends, how my brokerage is set up, etc.
* Relocation Buyers - It's kinda hard for a 1 hour meet and greet . . . so let's get the ball rolling with your email! Feel free to write, and ask me about the area. I relocated here (from sunny So. California -- I was raised in the Valley, so 'yes' I'm a Valley Girl, fer sure!) in July 1990. I know what it's like to move to a relatively unknown area, and I'm happy to go the extra distance in making your move as stress free as possible.
* Investment/Rental Buyers - "Buy low, sell high" is another old saying. And now is the time to think about buying some investiments! Real estate is still a good way to manage your money, and watch it appreciate. I've got a few investment/rentals of my own and although my office is not set up to provide "Property Management" I am happy to assist with a Landlord 101 primer. How to find a tenant? What are the necessary forms to use? How to establish rent? Is month-to-month more advantageous then a lease? For my buyers who are interested in investing, I offer my professional AND personal experiences as landlord.
* Condo/Townhome Buyers - Buying into a HOA (Home Owner Association) is something that should be considered due to the CC&Rs which come along (covenants, codes & restrictions.) These are a few nuances that vary from buying a condo/townhome or a detached dwelling. But, if your budget can afford a condo, or you're downsizing to a smaller place, or perhaps you just don't want to do the yard work on your days off anymore . . . this option just might work for you. But, you've got to be forewarned to be forearmed! I'm happy to talk to you about condo/townhomes as viable options. I'm familiar with many of the complexes in the Metro Portland areas (including the Pearl, Waterfront, and burbs -- Hillsboro, Beaverton, etc.! ... show more

Certifications
& Awards:

2003-2007- Top Producer State of Oregon, Homegain
2005=2008 Agent of Distinction, Portland Business Journal ... show more

Interests:

* My dogs. I have a male, Poppy and female, Molly. I walk them regularly, and ... show more

About:

I'm an Exclusive Buyer Agent in Portland, OR. My market area includes: Metro Portland, Beaverton, Hillsboro, Tigard, Lake Oswego, and points in between ... show more

Testimonials:

"I would like to express my appreciation of Carla's skills in helping me find the home I wanted. She made astute, intelligent comments about each listing, ... show more

Recent Q&A »

What are my options given that my tax information from the last two years does not accurately reflect my income?

Asked Mon Nov 16 2009, 22:30 by Dan - Financing in Portland - 10 answers

Carla Muss-Jacobs, ABR, CEBA, e-PRO answered:

Hey Dan . . .your cash (and cash is King) should help with the underwriter's review of your loan. I'm surprised that no one is discussing your PITI monthly payment on your estimated $90K down on a property in your price range might be very do'able. (PITI = Principal, Interest, Taxes & Insurance). What's your income-to-debt ratios? If they're relatively low, and with a good credit score, and with a large down payment, you should be fine!

However, I'm NOT a mortgage broker, and I don't pretend to be. I don't qualify buyers, but I know a great loan officer, and suggest you give him a jingle. I work with a Wells Fargo Mortgage Broker, Willie Williams, and he mentioned they are still doing loans for self-employed. Forget if it's still the same no-doc, but their product (whatever it is) might be beneficial to you and your situation.

Good luck . . .

Carla Muss-Jacobs, Principal Broker/Owner
EBA Portland, LLC
Exclusive Buyers' Agent
Assisting Buyers in Metro Portland since 1999
http://www.EBAPortland.com

EMAIL TO: Willie.R.WilliamsJr@wellsfargo.com - Wed Nov 25 2009, 16:32

Recent Blogs »

"The New Year -- 200FINE!!"

New comment posted Mon Mar 9 2009, 11:19 by Carla Muss-Jacobs, ABR, CEBA, e-PRO
11 Comments

View my blog »

Send to a friend

Share profile

Contact Carla Muss-Jacobs, ABR...

Carla Muss-Jacobs, ABR... is a member of Trulia Voices:

Get the inside scoop on your area and home buying and selling.

Ask and answer questions about real estate.

Build your profile and contact home buyers, sellers and agents.

Report this profile

Fair Housing and Equal Opportunity

Help us improve our service—send us feedback