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Carla Muss-Jacobs, ABR, CEBA, e-PRO
"A Realtor by Profession . . . an EBA by CHOICE!!"
- 8 Helpful Answers
- 78 Answers
- 1 Blog post
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Experience:
Broker/Owner for EBA Portland, LLC
September 1999—present
Because I knew BUYERS were under-represented in the market place, I started up EBA Portland,…
Because I knew BUYERS were under-represented in the market place, I started up EBA Portland,…
Legal Assistant for Various Law Firms
January 1983—July 1999
For over 15 years, my career was in the legal field. I worked on extensive litigation…
... show more
For over 15 years, my career was in the legal field. I worked on extensive litigation…
Specialties:
I assist buyers in the following:
* First time Buyers - Offering a FREE 1 hour consultation. Going over the basic steps of buying real estate. I like ... show more
* First time Buyers - Offering a FREE 1 hour consultation. Going over the basic steps of buying real estate. I like ... show more
Certifications
& Awards:
& Awards:
2003-2007- Top Producer State of Oregon, Homegain
2005=2008 Agent of Distinction, Portland Business Journal ... show more
2005=2008 Agent of Distinction, Portland Business Journal ... show more
Interests:
* My dogs. I have a male, Poppy and female, Molly. I walk them regularly, and
... show more
About:
I'm an Exclusive Buyer Agent in Portland, OR. My market area includes: Metro Portland, Beaverton, Hillsboro, Tigard, Lake Oswego, and points in between
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Testimonials:
"I would like to express my appreciation of Carla's skills in helping me find the home I wanted. She made astute, intelligent comments about each listing,
... show more
Carla Muss-Jacobs, ABR, CEBA, e-PRO answered:
Ashley, Without knowing your price range, it's hard to recommend a neighborhood that would match. You've got to know your monthly mortgage budget. Once you know what you can afford, then you can focus on neighborhoods that you want to focus on. Not only your knowing your budget, perhaps you can purchase a condo in one neighborhood . . . but a detached home in another. You've got to get your loan/budget/finances in place first, then you and hubbie can start looking for neighborhood that not only meet your budget, but your wants and needs. You've heard the adage: location, location, location. And that's true. You are in the Lents neighborhood?? There are some nice areas that have bee the focus of Rose Community Development. Are you planning to stay in Lents? I work the eastside all the time.
BTW FHA guidelines now require 3.5% down.
A short sale is a property that the owner is currently trying to sell on the active market. The owner owes more than their mortgage on the property. The current market value might have been affected by the decline in property values . . . or the seller's ARM adjusted (combined with the decline in property values). In order to close on a short sale the lenders/mortgagees need to agree to absorb some of the loss, and sign-off on the sale in order to proceed to close. I say the lenders take it in the "shorts" -- but they the owner does come up "short" on pay off amounts.
I'd be happy to talk to you and your husband about what you're looking for, and what you might like to find in a house / neighborhood. I offer a free, one-hour consultation. IMHO all neighborhoods have the possibility of family growth ;-) We just need to know a little more information on what your present and future wants and needs will be.
Carla Muss-Jacobs, Principal Broker/Owner
EBA Portland, LLC
Exclusive Buyers' Agent
Assisting Buyers in Metro Portland since 1999
http://www.EBAPortland.com
BTW FHA guidelines now require 3.5% down.
A short sale is a property that the owner is currently trying to sell on the active market. The owner owes more than their mortgage on the property. The current market value might have been affected by the decline in property values . . . or the seller's ARM adjusted (combined with the decline in property values). In order to close on a short sale the lenders/mortgagees need to agree to absorb some of the loss, and sign-off on the sale in order to proceed to close. I say the lenders take it in the "shorts" -- but they the owner does come up "short" on pay off amounts.
I'd be happy to talk to you and your husband about what you're looking for, and what you might like to find in a house / neighborhood. I offer a free, one-hour consultation. IMHO all neighborhoods have the possibility of family growth ;-) We just need to know a little more information on what your present and future wants and needs will be.
Carla Muss-Jacobs, Principal Broker/Owner
EBA Portland, LLC
Exclusive Buyers' Agent
Assisting Buyers in Metro Portland since 1999
http://www.EBAPortland.com
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