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John R. Thomas

"Certified Mortgage Planner"
  • 2 Helpful Answers
  • 22 Answers
  • 6 Blog posts
Mortgage Broker or Lender at Primary Residential Mortgage, Inc.
Experience:
Branch Manager for Primary Residential Mortgage, Inc. June 2008—present
I am a certified Mortgage Planner and Branch Manager for Delaware Branch of Primary R…
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Specialties:
First Time Home Buyers
USDA Rural Housing Loans
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Certifications
& Awards:
Certified Mortgage Planner
Certified Mortgage Advisor
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About:
About Me
January 1st, 2007 by John Thomas
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John R. Thomas answered:
Question 1 - When settlement doesn't take place, the title search & survey will be billed to you by the attorney because the attorney gets billed because he ordered it so he in turn passes it on to you. The title search and survey you are responsible to pay because the services were provided on your behalf. You are also responsible for the appraisal and home inspection but they are usually charged to you at the time of service.
Question 2 - When selecting an attorney, make sure you pick an attorney that only does real estate full time not a criminal attorney that does real estate part time. You will usually get a recommendation from your agent or your lender. You should interview each person to see if they will be good for you to work with. I can recommned Brian T Murray, P.A. who is at 903 S College Ave, Newark, DE 19713 and phone number is 302-731-1776. He is an excellent attorney and he will really look out for your interests. Even if lender refers him he will still go over the mortgage and said is this what they told you were the terms, if not then he will say don't sign it.

John Thomas
Certified Mortgage Planner
Primary Residential Mortgage
302-703-0727 Office
302-588-3665 Cell
DelawareMortgages@yahoo.com - Sun Dec 6 2009, 07:17

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