Pauline Mortgage, Refinance, and Home Equity Advice

Today, November 30, 2009

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What is a reverse loan?

After paying to live in your home for years, wouldn't it be nice if the home started paying you? Reverse mortgages enable homeowners 62 and older to convert part of their home equity into tax-free income. The lender provides income to the homeowner in one...

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What to do: refinance basics

If interest were the only "cost" in borrowing money, life would be a lot simpler. There would be no application fees, title insurance premiums or "points" to consider, and whenever rates fell by some significant fraction, you'd run out and refi. Life is more...

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Mortgage broker commissions: To pay or not to pay?

Mortgage brokers are in sales, and like many salespeople, they work on commission. Broker commission rates are neither cheap nor exorbitant compared with other commission-compensated sales. What's most typical is one percent of the loan amount. Fortunately,...

By Trulia Staff | 1 Comment

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