Oakville Mortgage, Refinance, and Home Equity Advice

Today, December 20, 2009

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Neither a borrower - explaining annual percentage rates

Humans have a natural tendency to portray themselves in the best possible light. When the neighborhood kid who mows the lawn wants more money, he says his rate is lower than what the other kids are charging. When he gets together with the other kids, he...

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Home equity loans: the types, pros, and cons

A home equity loan uses a borrowers "equity" in a home as collateral. The term generally refers to a loan taken out after the home has been owned for a while. The owner signs a mortgage, pledges his home as collateral, and walks away with a check. But technically,...

By Trulia Staff | 2 Comments

Mortgage broker commissions: To pay or not to pay?

Mortgage brokers are in sales, and like many salespeople, they work on commission. Broker commission rates are neither cheap nor exorbitant compared with other commission-compensated sales. What's most typical is one percent of the loan amount. Fortunately,...

By Trulia Staff | 2 Comments

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