Home Buying in 94596>Review Details

Janice Gatlin, Real Estate Pro in Walnut Creek, CA

Some folks understandably 'freeze' at 1st notice of default; some possible options: HARP 2 Refi program, short sales & others

Posted by Janice Gatlin, Walnut Creek, CA Wed Oct 3, 2012

0 votes Share Flag Home Buying in 94596


Hello Janice,

I have a great portfolio program designed specifically for folks who have had a foreclosure, short sale or deed in lieu. No seasoning involved. 660 credit score 20% down up to $1MM in California.

Our bank also has all of the traditional products as well (including HARP). Feel free to give me a call if you want to talk. My number is listed in my profile along with my website and recommendation.

Paul Watkins
0 votes Flag Wed Sep 4, 2013
Yes, there are options like HARP 2.0, Refinance even if your upside down and unlimited LTV.



Short Sale or Refinance?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
20+ Years Experience
DRE# 01140252
NMLS# 297251
9am till 9pm 7 days
0 votes Flag Mon Jan 7, 2013
I have a seller who had stopped making payments on a rental property. They were just going to let it go. Fortunately, the tenant is also an escrow officer who know that I list a lot of short sales. The sellers already received a notice of default by December 1. I told them it may not be too late to do a short sale, although we have to act fast since the Mortgage Debt Forgiveness Act expires end of the year.

Happily, we were able to list in September, received multiple offers, and got short sale approval in one month! We're closing mid-November, with enough breathing room. It's not too late to try to do a short sale, depending on the short sale lender
0 votes Flag Sat Oct 6, 2012
Search Advice
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer